Fixed rate mortgage

a. Market Size For the Sanglé’s worst-case scenario, the penetration rate would be at 1% each year. Sanglé’s total market size for 2015 is 6, 570, 168 and the target market share for that is 27%. For 2016, the market size is 6, 687, 117 and the target market share for that is 26.6%. For 2017, the market size is 6, 846, 107 and the target market share for that is 25.4%. For the Sanglé’s most-likely scenario, the penetration rate would only be at 2.5% each year. Sanglé’s total market size for…

Liquidity Ratios of Sun Pharmaceutical Limited: The above table – 2 shows the liquidity parameters to measure the liquidity position of the Sun Pharmaceutical Company Limited for ten years. Current Ratio: Current ratio shows working capital position of the firm. It is also known as a working capital ratio. It shows excess amount of current assets than current liabilities. It is used to judge firm’s short term capacity to pay off its obligation. Current Ratio = Current assets/current liabilities.…

-I remember the first time I actually got my first hundred dollar bill I was around ten years old.My uncle gave me a hundred dollar bill for christmas one year and he told me if I keep it till next year he would double the amount I saved. -I was in shock that I finally got my first hundred dollar bill I couldn't stop staring at it and didn't want anyone to know that I had one. I felt as if I were on top of the world and could buy anything I wanted. But then i remembered that my uncle told me…

distribution dividend policy and the more the shareholder has to be compensated for the additional risk due to these uncertainties about future cash flows. This was basically what Myron Gordon argued about in 1959. He stated that the investor’s required rate of return rt would rise due to a rise in the firm’s profits. Although, the forthcoming dividends would probably be higher due to an increase in investment, Gordon perceived that a rise in rt would occur due to the higher uncertainty…

1. BACKGROUND Commonwealth bank of Australia was founded back in 1911 by the commonwealth bank act that was in favour of bank nationalization. The bank started its first branch in 1912 in Melbourne and later joint hands with the state savings bank in Tasmania and a year later it was able to spread its branches in six different states. After 1920 the bank gradually expanded its role in central banking and along with time continued expanding and earning a good reputation in the market (Australia,…

unit trust fund which are equity fund, fixed income fund, money market funds, and balanced fund and index funds. i. Equity fund is assets invested in shares of listed and unlisted companies. ii. Fixed income fund is asset invested in government and corporate debt instruments iii. Money market funds is asset invested in short term money market instruments like treasury bills and commercial papers. iv. Balanced fund is asset invested in hybrid of equity and fixed income fund for example invest in…

Examples and Solutions Example 1: Given Equation: MnO4- + S2-  Mn2+ + S0 Balance the equation by using the ion-electron method. Step 1 Oxidation: S2-  S0 Reduction: MnO4-  Mn2+ Divide into two half reactions. Identify the element that is being oxidized and the other being reduced. (Use the entire ion or molecule.) Step 2 Oxidation: S2-  S0 Reduction: MnO4-  Mn2+ Balance all the elements (other than oxygen and hydrogen). Step 3 Oxidation: S2-  S0 Reduction: 8H+ + MnO4- …

Case Study of Kraft-Heinz Mergers In the late March of 2015, two investment firms – 3G Capital and Warren Buffet’s Berkshire Hathaway invested $10b and created a new merger company, The Kraft Heinz Company (NASDAQ: KHC). It is a merge between Kraft Foods Group (Kraft) and H.J. Heinz Company (Heinz). This merger will make them the third largest Food and Beverage Company in the North America and fifth in the world (CNBC, 2015). The H.J. Heinz Company was founded in 1869 by Henry John Heinz with…

unlimited short sales are allowed. The investor can decide on selling any short amount of shares anytime. The seventh assumption of the CAPM model is unlimited borrowing and lending at a riskless rate. The investor can decide to lend or borrow any amount of funds desired at the rate of interest equals to the rate for riskless securities. The eighth and ninth assumption of the Capital Asset Pricing Model (CAPM) is that it deals with similarity of expectations. Firstly, investors are assumed to…

The effect of temperature on the rate of reaction on Enzyme reaction Introduction: This experiment will investigate the effect of temperature on the rate of reaction of the enzyme catalase. The biological catalyst called enzymes increase the rate of reaction without themselves being chemically changed. Enzymes are globular proteins folded into a complex 3-dimensional shape that contains a special surface area called the active site where a specific substrate binds structurally and chemically.…