Financial terminology

Overall, it can be concluded that KMG’s profitability has been falling over time. Gross profit margin went down from 32.9% to 27.6% in the period of 2010-2013. As KMG’s upstream, midstream and downstream operations volume increased, it can be concluded that falling gross profit is a result of a rising cost, particularly maintenance and extraction costs. In the same period, net profit margin went down from 23.6% to 15.0%, hitting 14.0% in 2013. In a similar trend, KMG’s ROA and ROCE have fallen…

Lessons Concepts of Entrepreneurship The five concepts of entrepreneurship I learned that I didn’t know before were feasibility analysis, promotion, financial statements, sole proprietorships, and Market penetration strategy. Feasibility analysis is important because it is an evaluation for a products/service overall appeal. I noticed that it’s a great tool to know if a business is usable or not. I will use a feasibility analysis in the future when I decide to create my own business. This…

Nationwide Financial Services Over the fall semester, I had the opportunity to perform an internship at McCauliff Financial Services within Nationwide Insurance. Through meetings with new and existing clients and being given tastes of industry experience, I have a greater awareness for selecting and applying personal financial concepts. As a student entering into my first internship, client meetings were my most anticipated sector because the advisor must engage the introduction of products to…

Ratio Analysis When it comes to a business’s financial records, it is extremely important for them to be properly documented. Without keeping track of financial history, it is virtually impossible to see why or how a business is failing or succeeding. When looking at these statements, it is very important to understand their relationship to one another. One way these calculations have been developed and analyzed is through the use of ratios. Financial ratios produce a numerical value that can…

Conducting an internal EH&S audit is an extensive exercise requiring meticulous preparation and constant monitoring to ensure its success. A number of process elements have been identified as possible failures and must therefore being looked at very closely to ensure that this risk is kept to a minimum. Among those, the preparation and planning, distractions, day to day communications are considered essential elements to a successful audit Preparation and planning: Having a proper plan of…

inside India’s macro-economic slowdown, geo-political tensions, among others, and improper financial management inside the company itself. For a company like Punj Lloyd, which was on a high growth trajectory, the adverse business environment has thrown up a new set of business challenges. Below will explain the factors that causing problems, the company’s five years of financial information and the financial advice to solve the…

Questions 1: If I am the regional manager as Pat, I will not mention the audit report findings in review meeting. After analyzing the case, the audit report shows that Chris had a series of serious problem in his stores. Although Chris did several decisions that is away from the firm’s rules, I cannot deny the fact that Chris is a talented manager. He had a rapid job promotion from sales clerk to the area manager. The audit report shows that his stores’ performing are in leading position among 5…

could you maximize the Opportunities you identified? How could you minimize the Threats you identified? I currently work at HDH Advisors, LLC. HDH is a small boutique financial firm. The firm was established in 2007 and offers business appraisal, valuation, litigation support, turnaround restructuring and other various financial advisory services. As we quickly approach our ten-year anniversary, our firm is making strides toward preparing ourselves for the next 5-10 years. In an effort to…

micro finance through SHGs. The study also explains the model adopted by Kaveri Grameena Bank in promoting micro finance. Key words: Micro Finance, SHG, Model, Women empowerment, Income. Introduction: Micro finance is a financial service of small quantity provided by financial…

The diversification of investment and elimination of unsystematic risk can be achieved first by measuring the level of diversification needed. Diversification can be computed through correlation between returns and of the portfolio and the market portfolio. An absolutely diversified portfolio will correlate accurately with completely diversified market portfolio since only has a systematic risk. Portfolio performance measures are the most important aspects of the investment process. Performance…