Financial ratios

Introduction Financial management requires the effective exploration of financial statements, the information relayed provides valuable insights into the health of a company (Lohrey n.d.). This report has conducted a performance evaluation and stock valuation for the JB Hi-Fi Group Pty Ltd (JB Hi-Fi). Australia’s largest home entertainment retailer, JB Hi-Fi sells home consumer products across 187 stores in Australia and New Zealand. By investigating the performance and stocks of a company,…

Digi.com Berhad’s gearing ratio has improved from 40.28% to 26.23%, which is consider as low geared since the gearing ratio is below 40%. A huge improvement is due to the board of directors in Digi.com Berhad authorized the sale of shares in the company used it for paying the down debt as well as reducing the working capital to speed up the collections from the debtors and reduce the inventory levels. Moreover, the reason why the gearing ratio in 2013 was 40.28% is because Digi.com Berhad…

Financial Statements reflect the effects of business transactions and events. The different types of financial statements are not isolated from one another but are very closely related in many aspects. In the following diagram I prepared, it shows how they are very closely related to one another. First off what are financial statements? Financial statements are formal reports of the financial positions that businesses are in. It mostly runs red or black. Most managers and business owners…

follows:- a) To learn how to use the tools for financial analysis correctly with regards to Malayan Banking Berhad (Maybank). b) To be able to apply the knowledge that had been taught into the case…

1.5 State Financial Corporation (SFC’s) The State Finance Corporations (SFCs) are the major component of financial institutional structure in the country. SFC provides financial assistance to small and medium industries of the states. SFC’s are plays significant role in establishing balanced regional development, higher investment, more employment generation and broad ownership of industries. Objectives of State Financial Corporation • To set up consistency in local commercial ventures. • To…

planning, which is defined as an important vehicle for setting priorities, making investment decisions, and laying out growth plans (HBR.org, 2013). It also relates to financial performance of SMEs (Peter McKiernan & Clare Morris, 1994). In addition, SMEs will encounter with common obstacles in their way towards a more diversified financial offer. First, investor due diligence requirements are difficult for SMEs to satisfy. Furthermore, the large heterogeneity and opacity contribute to the…

CHAPTER ONE INTRODUCTION 1.1 Introduction Banking and Financial Institutional Act 1989 (BAFIA 1989) define the bank as a person which carries on banking business. A bank is a financial intermediary which accepts deposits and channels those deposits into lending activities. The lending activities can be carried out either directly or through capital markets. Bank act as payment agents by conducting and checking current accounts for customers, paying cheques drawn by customers on the bank, and…

measure of the company’s ability to meet short term obligations. American Airlines liquidity abilities can be examined through its current ratio, quick ratio and cash ratio. Table 1 Liquidity Ratios for three consecutive periods: American Airlines 2016 2015 2014 Current Ratio 0.74 0.73 0.88 Quick Ratio 0.67 0.67 0.80 Cash Ratio 0.46 0.46 0.54 Liquidity ratios are used to “analyze the ability of a company to pay off both its current liabilities as they become due as well as their long-term…

period. The financial statements finished each period indicate that as a whole Peyton Approved is on the up and up. However, expenses will increase with the expansion and profits will need to increase also to keep Peyton Approved afloat. Peyton Approved plans on increasing profits by increasing advertisement and keeping employees hired to a minimum. Peyton Approved ratio analysis has solid numbers in the key ratios field such as return on equity, current ratio and debt equity ratio…

Summary of J, C. Penney’s Annual Report Through the creation of a summary of financial reports management such as business executives can have access to information fast. Thus, helping executives identify the most important points showcased in the financial report. A prime example is as simple as a break down on how much business have spent on advertising and marketing during the year. By comparing revenues, profits, expenses, and factoring in the year-over-year changes will help executives…