Financial planner

Introduction SMRT is Singapore premiere multi-model land transport provider. It provides service such as rail, bus and taxi operation, advertising and engineering services. SMRT corporation ltd was incorporated on 6 March 2000 and was listed on the Singapore Exchange on 26 July 2000(Our business.2016). The SMRT main source of revenue comes from the Mass Rapid Transit (MRT) and Light rail transit, as it has a network of 142 stations across the island and is still under expansion as it is…

Introduction DiGi.Com Berhad is listed on Bursa Malaysia and is part of the Telenor Group, a worldwide telecommunications provider. The issued and paid-up share capital of DiGi is RM77, 750,000 comprising 777,500,000 ordinary shares of RM0.10 each and a market capitalization of about RM40.27 billion. There are four Independent Non-Executive Directors sitting in the Board of Directors and another four Non-Independent Non-Executive Directors including Chairman, Morten Karlsen Sorby. The Chief…

CASE 1: PLASTIC COLOR PROBLEM QN. A small plastic product made of Bakelite is black and has a good sales record for years; however sales have begun to drop off significantly. The competition is using bright colors in their product and is taking over the market. In what way can the first company improve its product, add color and increase productivity to lower the price? Answer The Bakelite plastic was created in 1909 by Leo Baekelan, a Belgian chemist. Bakelite has revolutionize the way consumer…

overheads, wages and other expenditures) related to the management of business operation. If the business is generating the turnover equal to its expenditure, making neither a profit nor a loss, company is said to be breaking even unprofitability is the financial loss faced by the company. The fast expansion of the company by way of acquisitions contributed to its lower and declining profits apart from other reasons. BHP’s return…

“The experience of five millennia of financial innovation suggests that finance and civilization will forever be intertwined.” The closing line of a fascinating walk through history and how finance molded civilization as we know it today. William Goetzmann the author of the book: “Money Changes Everything” is currently a Professor of Finance and Management Studies at the Yale School of Management and has vast knowledge as an archaeologist as well as in art history, making William Goerzmann the…

Case 11.1: Accounting/Finance Ethics Scenarios Main Ethical Issue(s) Financial professionals are often confronted with fiduciary issues which challenge their integrity, honesty, and ability to be transparent with stockholders and customers. They may be pressured to make decisions or participate in accounting practices that are clearly against company policy, financial or accounting rules, regulations, and code of ethics. In all three scenarios, employees are asked to make such decisions.…

Introduction The financial analysis of a company is important to determine its success and progression into new business endeavors. In this analysis, I will discuss the financials of The Hershey company, as well as how the company derived. Milton S. Hershey, founder of The Hershey Company, established remarkable endeavors for the company that still proves success. Milton S. Hershey, established early on it was the best maker of chocolate. He relayed this in their mission and vision statements.…

importantly evaluating the financial performance of the company. B. As a financial manger each of the above decisions will need to be made in the most ethical and legal manner possible. A finance manager holds the trust and faith of his various board members, company employees and shareholders. Pressure could be felt to over or under…

Kaplan and Norton’s Balanced Scorecard provide four perspectives that assist in creating vision and strategy as follows: Finance – Observes high level financial objectives and measures and asks how does a company look to its shareholders? Customer – Focuses on customer satisfaction and asks how do customers view a company? Internal Processes – Focuses on how well the company is run and if a company is providing what the customers want, or answers the question, what should a company be best at…

that gauges a publicly traded manufacturing company's likelihood of bankruptcy. The Altman Z-score is based on five financial ratios that can be calculated from data found on a company's annual report. It uses profitability, leverage, liquidity, solvency and activity to predict whether a company has a high degree of probability of being insolvent. Altman Z-Scores and the Financial Crisis In 2007, the credit ratings of specific asset-related securities had been rated higher than they should have…