Financial planner

plan to fix the world economy, following the financial crisis in 2007, in his book, The Financial Crisis and the Free Market Cure. Allison begins by detailing what he believes to be the cause of the financial crisis. From the very beginning of the book, it is clear he has a very strong conservative bias. The majority of the chapters in his book follow the same format: blame some federal regulatory body, show how those regulatory actions pushed the financial industry to make mistakes, then tell…

The cost-plus-award-fee contract is contract where the contractor will offer estimated proposal for the cost to complete the project. The main goal is performance has incentive if contractor reach project’s specification. The incentive is geared towards completing the project to required specification for contractors to have additional compensation. The last resource to be sacrifice is the performance measurements. The downside is the buyer will be obligated to pay the stated fee and any…

acquisitions to expand the business; however, it has not been successful in maintaining a healthy financial position from a bottom line perspective. Although, the company has shown an increase is revenues in the four-year consolidated income statement (statement of operations exhibit 4), it has failed to generate profits each year since its inception in 2008. In an assessment of Groupon’s financial performance compared to similar corporations, we can observe that Groupon gained competitive…

The career that I found interesting was Personal Financial Advisor. Personal Financial Advisors have many different responsibilities, and some of those are giving expert advice on insurance, investments, taxes, retirement planning, and many other tasks. As a Personal Financial Advisor, you need to help analyze the financial situation of the client that wants more information or insight on making good investments. Many of the clients could have some goals, and their advisor will be able to set…

The purpose for finance is to plan for, obtain, and use resources in order to take full advantage of the efficiency and value of a business (Gapenski, 2013). Finance consists of accounting and financial management functions. This includes the handling of routine financial operations, such as negotiating contracts; making cash available for expenses like payroll; and maintaining a cash cushion for the unexpected (Brumley, 2015). The primary users would be the internal users, such as the…

seeks equitable opportunity for all ought to support the efforts of the marginalized. That said, young adults who have grown up within the foster care system, are one of those marginalized groups. This article seeks to explore the availability of financial aid opportunities specifically…

This office represents Nicole Braun with respect to two promissory notes signed by SITO’s former Chief Executive Officer, Jerry Hug. A copy of each of those notes is enclosed with this correspondence. The context of each of these notes was service provided by Mr. Hug, as an officer of SITO regarding the attempted disposition by Nicole Brown of restricted SITO shares. Mr. Hug repeatedly represented to Ms. Braun that he had the full authority on behalf of the Company to assist with the disposition…

In the Red Bead Experiment, a small proportion of red beads are interspersed with white beads. In this model, the white beads are desirable by the customer whereas the red beads are not and can be considered as errors. The employee receives instructions on how to collect the beads properly and proceeds to do so. The results are then tallied documenting the number of errors (red beads) which are identified. There are a number of interpretations of the data derived from this experiment…

According to Marisa Warford, “switching from a traditional leave program (sick time and vacation) to a paid-time-off system can have multiply advantageous for employees” (2014, para. 1). For instance, employees can use their PTO for taking a vacation, going to doctor appointments, for a sick leave, or for personal days off from work. Another reason why having a PTO system in effect, is that it can make a significant difference in the amount of unscheduled absence (Warford, 2014). In other words,…

When producing a NOI figure--adjusted to CAPEX--leasing and capital costs of tenant improvements, leasing commissions, and capital improvements are included. Regarding financial modelling, NOI is a key factor given is use to determine the capitalization rate (Cap Rate), an all-important measure in real estate. However, Cap Rate will differ depending on NOI, before or after reserves. Additionally, given that pro forma analysis…