Financial literacy

seeks equitable opportunity for all ought to support the efforts of the marginalized. That said, young adults who have grown up within the foster care system, are one of those marginalized groups. This article seeks to explore the availability of financial aid opportunities specifically…

This office represents Nicole Braun with respect to two promissory notes signed by SITO’s former Chief Executive Officer, Jerry Hug. A copy of each of those notes is enclosed with this correspondence. The context of each of these notes was service provided by Mr. Hug, as an officer of SITO regarding the attempted disposition by Nicole Brown of restricted SITO shares. Mr. Hug repeatedly represented to Ms. Braun that he had the full authority on behalf of the Company to assist with the disposition…

In the Red Bead Experiment, a small proportion of red beads are interspersed with white beads. In this model, the white beads are desirable by the customer whereas the red beads are not and can be considered as errors. The employee receives instructions on how to collect the beads properly and proceeds to do so. The results are then tallied documenting the number of errors (red beads) which are identified. There are a number of interpretations of the data derived from this experiment…

According to Marisa Warford, “switching from a traditional leave program (sick time and vacation) to a paid-time-off system can have multiply advantageous for employees” (2014, para. 1). For instance, employees can use their PTO for taking a vacation, going to doctor appointments, for a sick leave, or for personal days off from work. Another reason why having a PTO system in effect, is that it can make a significant difference in the amount of unscheduled absence (Warford, 2014). In other words,…

When producing a NOI figure--adjusted to CAPEX--leasing and capital costs of tenant improvements, leasing commissions, and capital improvements are included. Regarding financial modelling, NOI is a key factor given is use to determine the capitalization rate (Cap Rate), an all-important measure in real estate. However, Cap Rate will differ depending on NOI, before or after reserves. Additionally, given that pro forma analysis…

Question: How will 365 by Whole Foods allow for Whole Foods Market to recover from the financial crisis of 2008-2009? Many people and organizations were impacted by the financial crisis that began in 2008. This crisis resulted in massive layoffs and consumers cutting spending across the board (A Global Breakdown Of The Recession In 2009”, Forbes Magazine). While lower-end retailers such as Wal-Mart and TJ Maxx were able to grow and thrive during this period, higher end retailers such as Whole…

b. When measuring the resistance value with the Avo 8, possible reasons for varience include a parallax error (not looking at the reading from directly above the meter), a reading error due to less divisions when measuring resistance, or the device not being properly zeroed. When measuring current, there are also fewer division, parallax is still a potential issue, and finally, incorrect zeroing of the meter. Voltage has an additional error, the loading of the meter itself. Alongside this issue,…

When it comes to leading supermarkets/appliance stores, Costco is at the top of the list with its humongous size and stable market. It's primary competitor is the Kroger company and I personally never thought they would have a competitor. Kroger is a pretty consistent company just that Costco had much more ass. Costco seems to be well known in a couple of states. Costco’s net margin is only 10 percent higher, it Costco has an earning multiple that is double Kroger. Krogers’s annual net income…

in specific industries do not need to report their profitability and financial forecast because of the nature of their industry but rather, just present pro-forma analysis to show the company’s operations. They are useful tools to help identify a company's core value drivers and analyse changing trends within company operations. Sometimes this is all that some investors are interested in so it’s irrelevant to present financial information. Pro-forma earning paint a hypothetical picture of what…

Company Profile Genpact is a worldwide business that handles administration and IT company with key work places in New York City, United States. It is recorded on the New York Stock Exchange under the image “G”. In 2016, the organization detailed net incomes of US$2.57 billion with more than 77,000 workers in 20 countries. Genpact has a couple of hundred customers, including roughly one-fifth of the Fortune Global 500. It was established in 1997 as a specialty unit inside General Electric. In…