Financial crisis

of going into the past, the pre-crisis era of lighter-touch bank supervision. The most influential way of overcoming the regulatory obstacles is to transform the compliance procedure into a competitive advantage which further changes the financial industry through regulatory lens. Introduction As the economy is progressing day by day , therefore the modern society and economy, both require an accountable, efficient and effective, financial services and financial systems in the industry. With…

glaciologist had an innovative idea to quench the thirst of billions of people. His brain child, the Ice dream project is a revolutionary project which aims at providing fresh drinking water to the entire world. This report describes today's water crisis problem, possible solutions, challenges, proposals for funding future activities of Ice dream project, discussion of the proposals followed by conclusions and recommendation. THE PROBLEM In the 21st century, more than a billion people across…

Saving has been promoted as good practice to guard against immediate and future financial crisis and risks (Clancy, Grinstein-Weiss, & Schreiner, 2001; Curley, Ssewamala, and Han, 2010). Saving provides economic security and in the long run helps individuals to accumulate wealth and assets (Clancy et al, 2001). However, for low-income households and individuals, saving becomes extremely hard given that they face economic hardships and survive barely on minimum income and lack of resources…

numerous individuals are comfortable with the usage of credit cards and other forms of borrowing, a limited number of consumers possess fundamental knowledge regarding debt. Poor financial decision-making appears to be a prevailing occurrence, with considerable consequences, that often goes unnoticed until a point of crisis is reached (Gerardi, Goette, & Meier, 2010; Hung, Parker, & Yoong, 2009; Lusardi,…

Introduction: An audit is a process of examining the financial statements for accuracy and free of fraud. According to the textbook, Intermediate Accounting by Spiceland chapter one, it said “Audits add credibility to the financial statements, increasing the confidence of those who rely on the information” (page. 16, 2016). After the frauds scandal of WorldCom and other companies, the investors lost their confidence in the accounting department (page.16, 2016). To increase the investors’…

of the people on financial literacy in decision-making initially becomes inspirations to this essay. Diversification of financial instruments and the complexity of procedure lead to the people realize on crucial role of financial knowledge. The Financial literacy concept is extensively acknowledged as a pivotal element within many areas of life when people begin to enter the modern global market, such as become an entrepreneur, an investor, or an officer. In a broad sense, financial literacy may…

A few things are needed for bare survival nowadays, those being: food, water, and shelter. The most important out of those three is arguably water. Unlike food you can only last without water for ninety hours, whereas you can go without food for weeks at a time. The reason the human body cannot last without water is simply because the body composition of a human is 70% water. As essential water is, many forget how blessed they are just to have water and end up taking it all for granted. Many…

Objectives • The Objective of Undertaking the project on “Marketing of Financial Products” in 360 Financials is to have an in-depth knowledge about the financial products and services offered in the market. • To understand the functions and objectives of Financial consulting that the growing financial startups provide. • To understand the different elements present in each of the financial solution. • To know the varied products and services offered to different categories of customers…

and 2.6 billion without proper sanitation. At least 4,000 children die every day from water-related diseases. The United Nations also stated that more lives has been lost to contaminated water than all forms of violence, even war. The Flint water crisis is a prime example that shows the failure of recognizing water is a human right. Every one should have access to fresh clean water regardless of their location. An UN member…

External Factors Political, Economic, Social, and Technological (PEST) Analysis The subject of PEST analysis: Whether LPL Financial an existing top-rated independent broker-dealer should offer entrepreneurs access to capital through equity crowdfunding. Political Increase in governmental oversight to safeguard the public New regulations related to accessing capital Dodd-Frank Act Sarbanes-Oxley Act SEC regulations Federal Deposit Insurance Corporation (FDIC) regulations Stringent FINRA…