Ghosh, Saibal & Saggar, Mridul (1998), in the paper “Narrow Banking: Theory, Evidence and Prospect in India” examined the narrow banking in India and asserted that an increased presence of NPA forced banks to select tactics to reduce risk by investing in safe and liquid assets. It is observed based on the analysis that the narrow banking may expose weak banks to immense market and interest rate risk and thus makes it vulnerable to idiosyncratic and systematic risks arising from macroeconomic…
As presented in the table above, Hygiene Factors with the mean value of 3.82 and SD of 0.498 that considered as agree. As classified as independent variables, hygiene factors distributed ten items namely company policy, interpersonal relation-peers, work security, personal life, salary, interpersonal relation-subordinate, supervision technical, interpersonal relation-supervisor, working conditions, and status. These ten items found to have the mean values that considered as agree on the level…
continent and take control of most of the trade routes? In this essay, I will try to show the successful development of the English Colonial Empire and the reasons beyond it. I argue that the reasons beyond successful development of the England were new financial system of the government arranged after the Revolution of 1688, the mercantilist policies implemented by the Acts of Trade to monopolize trade between England and its colonies, the geographical position of the England, the construction…
SUMMARY OF KEY RESEARCH FINDINGS No business can survive without customers associated with it. The banking sector is primarily a service industry, hence service to the customers and delivery of right kind of products become necessary to acquire and retain the customers. Over the counter interactions with the customer, ambiance in the bank’s branch premises, employees attitude, and behavior, use of latest technology in day to day banking transactions, banking hours for customers, various…
American multinational bank and holding company. That provide the financial services to different sectors of the country. Headquarter of the bank in in New York City. This bank is the largest bank of United States that extends its operations in different cities of the state. By comparing its assets with the all the banks of the world, this ban ranks in 16th position. In United States it is considered to be the major provider of the financial services in the whole country. (jpmorganchase.com,…
LITERATURE REVIEW 2.0 Introduction This chapter provides a review of previous study which is related to generation Y, characteristics of generation Y, the differences between generation X and generation Y, level of income adequacy, and expenditure pattern. 2.1 Generation Y 2.1.1 Who is generation Y? The word of “Generation Y” comes from the Advertising Age magazine since 1993. Generation Y, Boomlets, Echo Boomers, Millennial Generation or Internet Generation (Cameron, 2007) are those…
“Fault Lines: How Hidden Fractures Still Threaten the World Economy” provides an in-depth view of the forces that brought about the worst financial and economic crisis in at least half a century and look at what can be done to prevent the next one. Rajan argues that the reasons for the crisis are more complicated than just blaming one single stakeholder (e.g., financial professionals, regulators, government officials), rather, there are serious flaws in the economy. Each stakeholder may have…
During the year 2007, the housing market in the United States experienced one of the greatest recessions in history. In result, many companies either filled bankruptcy or closed their doors. In the midst of this crisis, the mortgage lending company Quicken Loans developed a corner on the market. As a result, the company’s founder Dan Gilbert became a face of the house market. In a 2014 article entitled “What kind of track records do Quicken Loans and Dan Gilbert have in Detroit? Does anyone…
There are many different ways of writing, and Rhetorical analysis is one of the most helpful ways, which includes the introduction, rhetorical situation, rhetorical strategies, rhetorical appeals and the conclusion. I believe the rhetorical analysis is helpful for us because it makes us understand how the authors use this way to construct and develop a professional document to reach their writing purpose. I can learn the genre of writing in the field of accounting through writing this rhetorical…
Problem statements There are two sets of concepts that shall not be confused: social market verse monetary market; extrinsic incentives (motivations) and intrinsic incentives (motivations). Although they are also firstly studied by psychologists, they have significant differences. The major difference between the “social market” and the “monetary market” is simple: It depends on whether or not “money” is involved. (Heyman & Ariely, 2004) In terms of our experiment, I argue that knowledge can…