Finance

Right choice of financial sources will lead the business to a healthy and profitable position. A business might need finance at any stage of its development. We will now identify and analyze some available sources of finance for Rachel plc which needs money for its expansion purposes. Issue of New Shares Issuing new shares of the company is one good way of raising long-term finance for the business. We can issue new and additional shares to the public.The advantage of this source is thatwe…

book ‘Rich Dad Poor Dad’, in which he explains the importance of financial literacy. Reading this book inspired me to research more about finance and lead me to choose to study it at University as I understood the huge amounts of benefits of being financially cultured such as being able to make financial decision which would save money. Another reason why finance and accounting started attracting me is because of my uncle who inspired me to study and go deeper into this field when he explored me…

resources resulting rise in crime rates and contra bonos mores activities such as prostitution, drug dealing as people thrive to survive. Why finance? Finance originally came from the Latin word “finis” meaning an end, that is, the role of finance was to finish or complete an objective by providing the monetary means to do it. The modern definition of finance, as a verb, is just as similar as it is providing a person with the wherewithal to act by mean of providing her with sufficient money…

Recently, with the development of economy, there are many chances for everyone, which are easier access to launch a new business venture. Under this environment, more and more people are likely to develop a personal business, which is same as self-employed. There are many reasons as follows. First of all, it is an efficient way to increase income and improve standards of living. Running a good business, it can generate steady profit. Secondly, nowadays, there is a huge pressure on employment in…

rating agencies in India The idea of behind the rating agency was evolved in 1986 with the help of Pradip Shah, an HDFC employee and also an Harvard graduate suggested the idea of the credit rating agency to Nadkarni chairman of IFCI (Industrial Finance Corporation of India), but later he was moved to IDBI. Shah described the concept to Vaghul , head of the ICIC bank. As the result, on January 1st, 1988. India’s first credit rating agency Crisil came into existence…

assignment should be. As a guide, two to four pages but the real answer to the question “How long should it be?” is as long as it takes to answer the questions well. Intro: A financial advisor requires a certain skillset beyond an understanding of finance and the role it plays in the economy. Regardless, the understanding…

the Initiative The year 2002 is a critical year for the Equator banks. It is critical in the sense that these banks convened a meeting in London to discuss the impact their activities on project finance were having on environmental and social related issues. There was a growing concern that the project finance industry was not appropriately involved in making the world a better place to live. This claim, which came from civil groups, tarnished the reputation of the Equator banks, who now…

average interest on income is equal to 0.55% and that on borrowings is 1.35%. The effective rate on borrowing will be used as the cost of debt later on in the valuation. easyJet held 5 aircrafts under finance leases in 2016, which is a decrease from the 11 they held in 2015, hence the decrease in finance lease…

Achieving a goal is not difficult if you know what you are striving for. Having a goal that is specific, measurable, achievable, results-focused and time-bound is the way to go about it. My goal is to achieve a CGPA of 3.7 or more and graduate with a finance major and to complete and pass at least one Chartered Financial Analyst (CFA) professional examination by May 31, 2017. Words without actions are definitely meaningless. Therefore, I’ve decided to incorporate a few steps to go with my…

slow maturing assets to the central bank to raise cash for the fast maturing liabilities. This option is not essential without a cost and banks may set in motion a vicious circle with its own momentum. According to (Syed, 2009), in case of Islamic finance system, the system is more stable as there is inherent in the matching of assets and liabilities. As we can see the arrangement of assets and liabilities are matched through profit sharing. The liabilities of economic units are fully repaid…