Finance

Potential Investment Project 3 The third investment that Indian River’s management team asked Constand Consulting to analyze and discuss involves choosing between two different projects, W and C, which are systems of disposing of wastes associated with another product, frozen grape juice. Both systems have an estimated three-year useful life; the project selected will probably be repeated at the end of its life into the foreseeable future. Since the waste disposal projects have no impact on…

When looking at personal finance it is important to draw the parallels between the household and business finances. Both of these environments rely heavily on maximizing income and minimizing expenses. As within a corporation we make investments as we move forward in the personal business of running our households. One thing that most of us do is accumulated assets when we are in periods of prosperity and we end up with a budget surplus. Our text defines a budget surplus as being “when income…

Firstly, the strategy used was a conservative approach, meaning that the stocks that were to be invested in are less risky and profitable. The second reason this week was interesting since the market had been active for three weeks now and a conservative stock purchase could also be because you are more comfortable buying a stock that you’ve had time to watch and research for the past three weeks. There are two ways to look at being conservative - first is clearly finding and researching a stock…

The current U.S. campaign finance system is definitely a problem. The U.S. campaign financing system has never been one of the hallmarks of our democracy as influence has always been susceptible to monetary benevolence. But in 2010 it was dealt a lethal blow by the U.S. Supreme Court when they decided by a narrow majority to trample a century of precedent and declare that corporations, and by extension labor unions, have a first amendment right to spend unlimited amounts of money to influence…

Rite Aid Corporation’s debt also includes 9.375% senior notes. The face value of these notes is $410,000. The current carrying value is $405,951. Carrying value or book value is the face value plus any premiums or minus any discounts. Thus, the difference between the face value and carrying value for these notes is due to an unamortized discount of $4,049. The cash interest payment on these notes during fiscal 2009 equals $38,438, and this number can be calculated by taking the face value of…

donations. A series of wide-sweeping Congressional legislation which champions transparency in all matters of campaign finance is needed if the American electorate is to lift the veil on soft money…

Campaign finance reformers would most like to see a cap placed on how much can be spent “independent” of campaigns just as there is a cap with how much can be contributed directly to a campaign. Unfortunately, Citizens United quashed any notion of spending caps because as previously stated the Court feels caps would inhibit free speech. Caps would help equalize the influence between the wealthy and the non-wealthy, and discourage bribery and extortion. Also, contribution limits would improve…

Finance is something I never put much thought into. Last summer I had great income, it felt great to receive a check every Friday. I did the usual, like tithe and spend the extra on my personal expenses. I never thought about the future, and if one day I would have a similar experience as Adam. For that reason our professor gave us a scenario. Our case was that we had a $29,500 yearly income. We had $10,000 in school loans and $10,000 car loans along with a $2,000 credit card debt. Our goal…

and finance. I choose finance because it provides me with the ability to use my skills in analysis and technology. Some of the careers associated with the finance major also allow me to travel, which is also something I am interested in. Since I am not interested in being at a job where I perform the same tasks every day, accounting was not the right major for me. The tracks that are available to finance majors also provide me with several options including corporate finance and energy finance.…

Why Carbon Finance? Carbon finance is a general term referring to resources provided to obtain greenhouse gas (GHG) emission reductions. Recognizing the impacts and threats of global climate change, governments and other entities have met annually at the Conference of the Parties (COP) of United Nations Framework Convention on Climate Change (UNFCCC) since 1995. The Kyoto Protocol was adopted in 1997, in which 36 industrialized countries (called the Annex B countries) committed collectively to…