Finance

Bad credit is something you don’t want associated with your finances. Unfortunately, you may have less than stellar credit at some point in your life. Credit scores represents how well you can't pay something back without any setbacks its designed to show a lending institution who is a good investment and who of course is not not so much. Banks believe that credit scores i.e. past financial behavior are a good indication of an individual’s future financial behavior. Whether or not you agree…

The Money Book has taught me more than I thought I could learn. Before reading this book I thought I knew almost everything I needed to know at my age about money and finances. Yet, after reading this book I found I was mistaken. I knew how to effectively and efficiently save but I didn’t know much about investing and retirement plans. Before reading this book I was always watching how I spent my money, not eating out every day, only getting Starbucks on special occasions. This was all I thought…

Kaplan and Norton’s Balanced Scorecard provide four perspectives that assist in creating vision and strategy as follows: Finance – Observes high level financial objectives and measures and asks how does a company look to its shareholders? Customer – Focuses on customer satisfaction and asks how do customers view a company? Internal Processes – Focuses on how well the company is run and if a company is providing what the customers want, or answers the question, what should a company be best at…

handling of the interest rates which has a direct impact on the LIBOR. Barclays was then fined with U.S. $453 millions to settle the affirmation which it had methodically manipulated the LIBOR between the year 2005 and 2009. According to Wharton finance professor Richard J. Herring, the scandal derives from the fundamental problem in which LIBOR is only a hypothetical rate but not a transaction rate. ₍₄₎ If a bank has the attempt to control over the LIBOR, it may submit a false low rate to make…

During this semester, I have been forced to take a deep look at what motivates me and influence my decisions in life. It causes me to do a sincere introspection to see find out my purpose. Having a purpose is so essential as it is what defines our reason for living and pushes us to do what we were in-a-sense destined to do. Our natural talents and skills, were meant for something bigger than just for ourselves. Discovering my purpose has only intensified my drive. Also, it helps me to feel…

According to World Bank (2014), there are around 410 depositors per 1000 population in Bangladesh in 2013. Here, depositors include persons who have savings, current, time deposits and loan account in a bank. In another report Bangladesh Bank (2011) revealed ratio between depositors to people stands at 330 per 1000 population in the year 2010. In case of internet users, this ratio is 63 to 1000 (World Bank, 2013). Installation of fiber optic cable in 2006 has Licensed under Creative Common…

inflationary Venezuelan Bolivar. It is an issue of 100 million Petros (short for Petromoneda) backed by an equal number of oil barrels. [4] • Prolonged Regulatory Uncertainty is likely to continue in the prevailing market situation, though the recent G20 Finance Ministers meet has made July 2018 the deadline to take unified regulatory action. • After a year (2017) of explosive growth for ICOs (over $3.7Billion globally), the year 2018 is expected to be a year of significant correction and…

Yuming Kuo, who was an industrious and earnest organizer, was an investment adviser in a stock broker company. He researched and analyzed the business conditions of both listed and OTC companies, and gathered the world-wide news about everything, especially put close attention to the government's trading and economy policies. Although investing in stock market could not guarantee always making profits, his still reasonably estimated both the risks and the profits under the legitimate company…

Touchton Step 1) Spin the wheel to see how much money you have to invest. What were your results? Inheriting $10,000_____________________________________________________ Step 2) Fill out investing chart. These websites can help you msn.money, Yahoo Finance, Bankrate, investopedia, Market Watch Getting started. Type of Investment Description—explain what it is and how it works. Level of Risk and Potential Return—explain. (How likely are you to lose your money vs make money) Real-life example…

Investment Strategy Diversify two stocks per industry to dampen effects of industry specific crashes, while still maintaining a substantial amount of capital within each market to benefit from industry specific rises. Our investment strategy would focus solely on capital growth, as such, the three industries would be the Financial, Telecom Services, and Utilities sector as they are currently the top performing sectors with around +60% companies up 0% - 2%. TELECOM SERVICES 1. Fusion…