Finance

things. When a company manages its finances it controls how and how much to spend. A company in any stage of maturity may decide there is an opportunity to expand that requires more funds than it has on hand. In order to proceed the company will look at financing options. Company financing is a delicate orchestration of balance that aims to maximize growth without being dangerously risky. The goal is to have a thriving business and if the company decides to finance it must choose a source. This…

microfinance, emerged and became increasingly important mainly due to free from collateral and their better access to local knowledge and information at community level and their use of peer group monitoring. According to the accepted definition, micro finance is the provision of thrift, credit and other financial services and products of very small amounts mainly to the poor in rural, semi-urban and urban areas for enabling them to raise their income level and improve living standards. (NABARD,…

My desired career path is to start as an associate within the health-care industry group at an investment bank, such as Piper Jaffray & Co. or Morgan Stanley. Then, I intend to transition to an investment fund that invests in growing innovative health-care technology companies. From working at Alvarez and Marsal on the financial analyses of proposed health-care technology investments, I have learned about the challenges in the health-care sector: improper patient care, inefficient…

are legally funded from the genuine source who has met all legal entities to not be pointed by any objections later in the future. Irrespective of the purpose of loan or property transaction like general banking, acquisition finance, project finance or even an asset finance, the lawyer work on the structure of the deal for its client. The job also includes the lawyer to verifying and collecting all documents from borrower called as conditions precedent. This includes complete assets of the…

that controls our lives. It controls a person’s nourishment, warmth, and shelter. It controls your health and education. It controls your social worth and most importantly, it controls your future. There are so many complicated aspects to personal finances that are used in everyday life, such as, taxes, savings, investing, and loans. These concepts, don't come easy to many adults and especially high school students who are just getting their first part time jobs. I know many high school…

content made me believe that I had hit the jackpot! Why bother going to college if the classes were online for free? Curious about this potentially life-changing opportunity, I joined a course that interested me called, “An Introduction to Corporate Finance,” taught by Dr. Franklin Allen of the Wharton School of Business.…

Financial Decisions Investment Decision Objectives of Investment Decision Investment decision process of a listed company involves deciding what the company would invest and how much it would invest to generate the biggest benefits or expected returns for shareholders without cash shortfall. The objectives of making investments decisions within a listed company may vary (see Table 1 below) but it may directly affects the type of the investments being made. If a company is to acquire additional…

ultimately reached the conclusion that the economics of leases can vary for a lessee and that those economics should be reflected in the financial statements; therefore, Topic 842 retains a distinction between finance leases and operating leases. The classification criteria for distinguishing between finance leases and operating leases are substantially similar to the classification criteria for distinguishing between capital leases and operating leases in the previous leases guidance.…

A firm can finance their investments using two financing types, debt or equity. For more than half a decade, scholars have been debating about the optimal amount of debt and optimal amount of equity that maximize the market value of a firm. Capital structure is defined as the type of the funds, equity capital or debt capital, a company uses to finance its operations and investments. According to a survey among CFOs of 392 companies, only 19 percent of the companies avoid having a target capital…

in the whole world. To have a strong understanding of international banking, finance and risk management is crucial to be successful in any corporation. What I want to achieve is to be able to tackle any issue which falls under the umbrella of those three subjects. With my skills that I have learned through detailed studying of mathematics, economics and statistics I believe pursuing a Masters of Science in banking,finance and risk management is what I need to complete my education. I attended…