tests, including, shoulder impingement clearing test, spinal extension clearing test and spinal flexion clearing test. Testing took place in the Health and Human Performance lab of the Royal Brougham of Seattle Pacific University. Each test received a score from 0-3 (21 points possible) or a pass/fail rating. After scoring and recording the FMS test results, the mobility test was used for areas that scored less than a 3. The areas checked for mobility on subject 1 included thoracic extension,…
Mr. Klassen Economics 15 September 2016 Credit Score Credit Score is based on how much you can be trusted financially to pay a loan after the time that you use it. It allows you to buy something that you need right now but do not have the money for. There are pros and cons of having a credit card, but as long as you are wise and keep your word on paying for a loan, you can use it to your advantage. You can use a credit card to build your credit score, therefore allowing you to have the ability…
Having committing some transgressions of my own, I am one of the proponents of this topic. Not securing long-term employment, very bad purchase decisions, educational loans and some scary medical mishaps has my credit score pretty low at the moment. And yet, I would like to have a home of my own one day. It will take some time to clear the accounts that are weighing me down but at least I know what I have to do to fulfill my dream. The current real estate marketlets discredited clients know…
and understanding of credit, mistakes can only lead to a costly path in the near future. People often realize the importance of credit history at a point in life when it is most needed. That is why starting off on the right path, with a good credit score, can be an important attribute for any individual to have. Not to get confused,…
releasing a press release that anyone who shopped in their store with a card was at risk for being hacked. These types of breaches leave customers in panic, and vigilantly inspecting their checking accounts, credit card statements, and their credit scores to ensure they have not been taken advantage of. But how prevalent are breaches? According to a report by USA Today’s Elizabeth Weise, an astounding 43% of businesses had been hacked in 2014 and they don’t seem to be slowing down (Weise,…
pushing sales to meet a quota and often not accepting ‘No’ for an answer. Nonetheless, Wells Fargo went above and beyond their competitors by deliberately putting their customers in a predicament that cost them money and potentially lowered their credit scores. Unfortunately, this is not the first time the bank has benefitted at the consumer’s expense. Wells Fargo changed the order of transactions in people’s accounts to maximize overdraft fees according to an attorney at the National Consumer…
The End Of The American Dream The use of consumer credit has become an increasingly important aspect of the U.S. economy. Everyday Consumers use different forms of credits to purchase a certain good. For example, credit cards, loans, store cards, auto finance, and mortgages are the most common. Overall consumer credit has many uses and forms, but it however can cause many problems. One problem that originates from consumer credit is stress. Another dilemma that…
people worry the most about is their credit score. When it comes to growing up, a credit score is essential. Buying a home, renting an apartment, buying a car, even renting furniture requires a fair credit score. The good thing about credit scores, however, is there are many ways to raise it fairly easy. Avoiding late payments, checking the score often, not using the cards as much, paying off the debt, as well as just being patient can help lower the credit score people are so timid about. One…
Though the younger generation is more susceptible to defaulting on payments and lowering credit score, proper planning can prevent any individual from falling in this predicament. The key is to have a budget and not go over that limit by keeping close track of purchases. It’s advisable not to make large purchases so that one can pay off the credit…
he received a raw spelling score of 27. Which means that out of the 42 words he spelled 27 of those words correctly. It was assumed that he would be able to do the letter writing portion of the exam so he was given a perfect raw score of 15. When the two raw scores were added he earned a total spelling raw score of 42. When added to the standard score scale it equates to a standard score of 97. Which at a 90 percent confidence level has true score range between the scores of 90 and 105 with a…