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    their current checkered state and attempt to re-enter the world of home ownership. In addition to getting hit by the foreclosure crisis, according to Les Christie from CNNMoney, some ex-homeowners who were in the process of rebuilding their credit score got hit again by their lenders who have decided to seek and collect foreclosure debt, disallowing the ex-homeowners from fully recovering. For example, Ben McLarin from Florida had divorced his wife and, unable to keep up with the payments for…

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    Phoenix is a female baby born on March 18, 2015 and weighed 6 pounds. She was assessed on September 24, 2015 at 10:00 am. She resides in Tallahassee, Florida with her mom, dad, and brother. She was born at 38.4 weeks gestation age. She was diagnosed with mild jaundice at birth. She is now 6 months, 6 days old. She stays at home with her father five days a week. She does not receive weekly therapy. She sees a Physician every two months. She had the 4 months required shots and scheduled to get 6…

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    Fico Score

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    A Closer Look at Credit Scores In its simplest form, a credit score is a number that helps lenders ascertain the likelihood of you making your payments on time. The score and or scores are a summary of risk, and the higher the scores, the lower the risk, according to banks and lenders. The actual score is a three-digit number that can range from 300-850, depending upon the agency providing the information in your credit report, with 850 being nearly perfect credit. There are three…

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    Bad Car Loan

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    Based on your credit score, lenders now offer a variety of bad credit loans. Shopping for car loans is fun and tricky at the same time. Here are some tips that you may find helpful while looking for a bad credit car loan. Before the Loan: While looking for a car loan, you need to be realistic about your credit. It is the time to learn about your score and plan the budget for your car purchase. If your score is low, you can still get a car loan. You can consider repairing the score if possible.…

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    My Credit Score

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    My credit score is 583, it need some work. Being a college student, I don't have much time to get a credit card. My credit score is not as bad as I thought I would, but it is not great either. To get my credit score to become better, I first need to get a credit card from Bank of America. I will schedule an appointment with my banker and we will discuss my credit card and getting a credit score. Once I get my credit card, one way to make my credit score better is to setup a payment reminders…

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    If a teacher does not wish to be reprimanded, his or her students will all have to do well on the tests. In order to be sure that this happens, teachers will teach to the tests. They will focus not on creative writing, but rather on the type of writing that the test scorers will want to see. Instead of taking field trips, students will be practicing analogies and test taking skills. Literature will not be read intensively, but will instead be skimmed for the main points in order to answer…

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    Elena Isac Professor Pavlik English 102 1 November 2014 “Buy it now and pay for it later” When it comes to buy a car we usually have a very luxuries taste that our wallet can’t afford. But we buy it. We use credit cards everyday; either to pay at the grocery store for food, online merchandise from other countries, or to pay the tuition for the school. However, not too long ago the credit cards were used only to pay for specific merchandises. According to Nancy Shepherdson “Credit Card America”…

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    The asymmetric information in the financial market The imperfect nature of the financial market can be a cause of the crisis. In many economic models markets are assumed to be efficient, which is the demand and supply will match each other under the guidance of the price. Although there is nothing such as perfect market, the assumption of near perfect efficient market does stand for itself in some cases. For example, the food grain market and some raw material markets. However, the financial…

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    Identity Theft According to Dictionary.com, identity theft is the the fraudulent acquisition and use of a person 's private identifying information, usually for financial gain. To have your identity stolen is an unfortunate event; it can also change your entire life for the worse. Identity theft is very common, especially with the increase in technology, and can easily happen to someone if precautions are not taken. There are a variety of ways to use as protection to try to prevent it from…

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    This study was conducted in Selale, one of the 18 zones of the Oromia regional state in Ethiopia. The research site is located between 37 and 100km Northwest of Addis Ababa. It has a high potential for rain-fed cereal and livestock production. The main food crops are barley, wheat, teff, beans and peas. Livestock is considered to be the main asset of the farming community. There are two cropping seasons in a year. The major cropping season is characterized by relatively high rainfall, starting…

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