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Dictionary.com, identity theft is the the fraudulent acquisition and use of a person 's private identifying information, usually for financial gain. To have your identity stolen is an unfortunate event; it can also change your entire life for the worse. Identity theft is very common, especially with the increase in technology, and can easily happen to someone if precautions are not taken. There are a variety of ways to use as protection to try to prevent it from happening, but it is still a…

The Inequality and Abuse of Domestic Workers Unknown to a majority of people, many injustices are faced by immigrant women who come to America looking for domestic work. The women are unequally treated with low pay and harsh working conditions because of their gender, race, and culture differences. America deems itself a land of freedom and equality, but why does that stop when dealing with foreign newcomers? Immigrant domestic workers who face inequality and abuse are in need of help in…

The Minimum Wage Cooper, D. (2013, May 10). The Case for Raising the Minimum Wage. The author started his article by stating that the minimum wage was first performed in 1938 to ensure that the lowest paid workers still receive sufficient level of pay. At its peak in 1968, the minimum wage was close to $10 an hour in today's dollars. However, we left the lowest paid workers behind by lowering the minimum wage today to $7.25, which is not enough to live on. Full time minimum wage workers earn…

Entering the adult world a few people have no clue what a credit score is until it is time to apply for a loan or they need to buy a new car. A credit score is the number lenders look at to approve and decline your application for credit. For example, when searching for a mortgage company to purchase a new home your credit must qualify before you are approved. Credit scores range from three - hundreds in the mid eight - hundreds. Many factors’ contribute to a low credit score, several you have…

During the housing crash of 2008, nearly fifteen million Americanhome and propertyowners lost their homes to foreclosure, according to stats listed by Bloomberg in 2009. In order torebuild and/or rebound after a financial loss, like what took place in 2008, takes some time and a lot of attention to the detail of the requirements needed to bounce back. There may be a lot guilt or even loss of confidence because of losing your home. You will need to at least rent a home or apartment. After…

Loans deals with is the high amount of money that the company loans each year. Political and legal factors that Quicken Loans has faced was becoming the defendant in a class action lawsuit in 2004. Employees accused Quicken Loans for violating the Fair Labor Standards Act and failing to compensate them for overtime work. In 2011, a federal judge ruled in favor of Quicken Loans. The demographic aspect of Quicken Loans includes where the organization takes place and who has access to it. Quicken…

interest payments. Don 't forget, however, to keep all of your cards active. If you don 't use a card, it will become inactive, and an inactive card will cease to benefit your credit score. So... credit card debt is a bad thing, but you need to maintain a certain amount on your cards to improve your credit score. The question, then, is this. What exactly should you be spending your money on? How can you use your credit cards to build good credit? The pre paid card is much like a checking…

payments can be easily managed and this is one of the greatest advantages of this card. There are different programs on credit-cards where the benefits and facilities of the concerned card have been explained. This card is absolutely genuine and you can use the same for making different kinds of payments. • Platinum visa: This card is issued to only specific categories of people. If you have shown impressive performances with other cards, then you might get the chance of getting this kind of…

credit history.” Creating a poor profile for yourself can be bad because you can then be labeled as a financial risk. A Profile is also used to determine the interest rates you pay for many forms of credit and insurance. Credit Agencies will then use your profile good or bad to make a credit score for you. Negative effects of a low credit score involve; difficulty in filing for loans as well as trouble with renting apartments, even potential strains on personal relationships. This does not seem…

• AGRICULTURE The credit limit in Agriculture has not contributed to the decrease for the year 2014. As we can see that though credit limit decreased in Indirect Finance, it increased in Direct Finance. Also, there was a sudden rise for the year 2013, which was continued in the subsequent years. • Industry The industry includes Mining & Quarrying, transport operations, food industry, professional and other services like recreational activities, IT and tele communications and…