Fair trade

Identity Theft According to Dictionary.com, identity theft is the the fraudulent acquisition and use of a person 's private identifying information, usually for financial gain. To have your identity stolen is an unfortunate event; it can also change your entire life for the worse. Identity theft is very common, especially with the increase in technology, and can easily happen to someone if precautions are not taken. There are a variety of ways to use as protection to try to prevent it from…

The Inequality and Abuse of Domestic Workers Unknown to a majority of people, many injustices are faced by immigrant women who come to America looking for domestic work. The women are unequally treated with low pay and harsh working conditions because of their gender, race, and culture differences. America deems itself a land of freedom and equality, but why does that stop when dealing with foreign newcomers? Immigrant domestic workers who face inequality and abuse are in need of help in…

The Minimum Wage Cooper, D. (2013, May 10). The Case for Raising the Minimum Wage. The author started his article by stating that the minimum wage was first performed in 1938 to ensure that the lowest paid workers still receive sufficient level of pay. At its peak in 1968, the minimum wage was close to $10 an hour in today's dollars. However, we left the lowest paid workers behind by lowering the minimum wage today to $7.25, which is not enough to live on. Full time minimum wage workers earn…

Entering the adult world a few people have no clue what a credit score is until it is time to apply for a loan or they need to buy a new car. A credit score is the number lenders look at to approve and decline your application for credit. For example, when searching for a mortgage company to purchase a new home your credit must qualify before you are approved. Credit scores range from three - hundreds in the mid eight - hundreds. Many factors’ contribute to a low credit score, several you have…

During the housing crash of 2008, nearly fifteen million Americanhome and propertyowners lost their homes to foreclosure, according to stats listed by Bloomberg in 2009. In order torebuild and/or rebound after a financial loss, like what took place in 2008, takes some time and a lot of attention to the detail of the requirements needed to bounce back. There may be a lot guilt or even loss of confidence because of losing your home. You will need to at least rent a home or apartment. After…

Loans deals with is the high amount of money that the company loans each year. Political and legal factors that Quicken Loans has faced was becoming the defendant in a class action lawsuit in 2004. Employees accused Quicken Loans for violating the Fair Labor Standards Act and failing to compensate them for overtime work. In 2011, a federal judge ruled in favor of Quicken Loans. The demographic aspect of Quicken Loans includes where the organization takes place and who has access to it. Quicken…

Most Americans start out in their adult lives attempting to build good credit. It 's just a natural progression for most of us because we all build credit by financing our first car, renting our first apartment, getting that first Visa card and in many other ways that come with growing as an adult and taking on more and greater responsibilities. While credit cards can certainly be used for ill-advised retail therapy, that doesn 't mean they are completely bad. Actually, it 's important to…

How to get poor-score credit-cards under Bad credit hub? Description: Bad credit hub has introduced few regulations on the basis of which the card companies will decide that whether you should get the cards or not. The card with lower risks is to be chosen. Bad credit hub can help you to improve your credit-score in a better way. This hub allows you to get the best credit-card that can help to make your financial condition stable and firm. There are some specific conditions that need to be…

Life is too short to worry about spending all of your time and money that you have invested in your career to pay off credit card debt from college. One day some or most of you will be heading off to college and will hopefully want to make wise decisions about credit card usage, maybe the best decision is to stay away completely! Although many students believe that they will be able to handle the responsibility, credit cards will create a path to what can kind of become a slippery slope. Other…

Food industry, Textiles and others. 5. In particular, in the industry, Mining had a downward shift of around 35%. 6. Though Tourism, Hotel & Restaurants had a downward shift of 82%, the overall contribution of it the CL is low. 7. Credit limit in Trade is consistent. 8. Finance has 60% decrement in CL for 2014. The analysis supports the study by Manfred Zeller. This study suggested that if the banks raise interest rates, they will attract riskier projects and obtain more risky loan portfolios…