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Your credit score is a three-digit number that can have a positive or negative effect on your financial future. It is a lot easier to get approved for a mortgage and take out a loan if you have good credit. In some cases, having good credit can make it easier for you to get a job. There are many ways that you can hurt your credit. Fortunately, even if you have done things to hurt your credit, there are ways that you can get it back on track. Below is a list of things that can hurt your credit…

Introduction The individuals that make up the workforce have evolved greatly over the last few decades. This includes how they work, where they work, and who they work for. The unique developing labor force is also growing at a rapid pace. According to a report by Emergent Research and MBO Partners, there are approximately 30 million full-time and part-time independent workers in the “gig economy” (Gillespie, 2016). The gig economy is an environment where temporary positions are common and…

1. Introduction Application This Privacy Policy (Policy) applies to all dealerships and collision repair workshops owned and operated by the Autosports Group Limited ACN 614 505 261, collectively referred to as Autosports, we or us. This Policy applies to all our employees, contractors, consultants, directors and officers (Autosports Staff) other Birchgrove Finance. *Birchgrove Finance is the registered business name of Birchgrove Finance Pty Limited ACN 165 682 057 (Birchgrove). While…

“Managing My Money” In order to live a safe, happy, and healthy life, you need to manage your money. It seems simple like instead using your savings to buy a new, cool gadget, you’ll use your savings to buy a book that you need for class or bus tickets for transportation to get about places, but managing money is much more complex than that. It not just planning how you’re going to spend money on the things you want and the things you need. It’s about how you’re going to spend on expenses…

• Free Speech When it comes to the concept of free speech in the workplace, fewer legal areas are more confusing. A great number of people typically complain about and question the situation where an individual such as a sportscaster gets fired for "exercising his right of free speech." First, it must be understood that the First Amendment right to free speech is limited. The First Amendment only prohibits the government from restricting speech, not ESPN, your local TV station, or, if applicable…

Credit for a Living College is the stepping-stone to the “real-world” that commonly gives students their first taste of independence. Although it may not have hit the mind of some students yet, establishing a line of credit is a vital part of that independence. This is a great time to learn how to establish a healthy line of credit that will benefit and guide you to better financial decisions. Without the knowledge and understanding of credit, mistakes can only lead to a costly path in the near…

Identity theft crimes are becoming more prevalent in today's society. More and more people are becoming victims, discovering that their personal and financial information is being used by someone else. Here are some simple steps on how you can prevent identity theft. Tip #1: Keep your private information private. Try to avoid giving out any of your personal/financial information as much as possible. Never reveal your social security number to anyone unless it's an absolute emergency or is…

The End Of The American Dream The use of consumer credit has become an increasingly important aspect of the U.S. economy. Everyday Consumers use different forms of credits to purchase a certain good. For example, credit cards, loans, store cards, auto finance, and mortgages are the most common. Overall consumer credit has many uses and forms, but it however can cause many problems. One problem that originates from consumer credit is stress. Another dilemma that…

Angel Villa Mr.Schmid Interpersonal Communication Oct. 11 2015 Application Response Paper It’s a saturday and you go shopping to the local supermarket the lines are long the people are loud and you’re anxious to leave.As your turn finally arrives you go ahead to check out so you pull out your handy-dandy credit/debit card you causally swipe your card ready to leave you type your pin in. a few second later the teller tells you your card is not going though. you panic because all these people…

1. Shred your documents. Don’t toss bank statements and credit card receipts in the trash. Dispose of them using a cross-cut shredder or shredding service. 2. Strengthen your passwords. Use random combinations of letters, numbers and special characters. Create different passwords for each account and change them frequently. 3. Check your credit reports. You’re entitled to one free credit report every year from each of the three major credit reporting bureaus. Request one report every four months…