Fair dealing

Improving Fair and Bad Credit Ratings Once you have received a copy of your credit report you can then analyze the results to find factors that could be impacting your score negatively. If you have fair or bad credit ratings you should consider using one of the many credit monitoring services online. They can help you to fully understand your report and help you improve and protect your rating from fraud, theft or future negative credit impacts. One of the best high limit cards for fair credit…

Consumer Credit: Too Easy To Fail What comes to mind when the term “credit” is used varies from person to person. Maybe credit means a pair of shiny new shoes, or just a fun shopping trip in general. Or maybe credit invokes stress when a pile of bills and late notices comes to mind. Or maybe, nothing comes to mind at all, because cash is king. Like everything, credit over the years has evolved. It has changed its face and grown into something much different from when it began. In today…

Minimum wage is a standard budget created to provide the American workers protection and fairness. It is what saved American workers during the horrid Great Depression period when everyone seemed to be bankrupted and lost. Federal minimum wage saves workers from being overworked. It was introduced during the 1930s around the time of the Great Depression. The Great Depression was a worldwide depression virus that wrecked economies and the stock market ruining thousands of lives.…

According to the act, workers must be paid minimum wage and overtime pay must be one-and-a-half times regular pay. Children under eighteen cannot do certain dangerous jobs, and children under the age of sixteen cannot work during school hours (FLSA). The Fair Labor Standards Act affected 700,000 workers, and President Franklin Roosevelt called it the most important piece of New Deal legislation since the Social Security Act of…

Theft in anyway has always been unethical in any human environment. Employee theft especially can have a huge effect on any business, corporation, establishment, etc. Theft acts as a cost directly incurred by an organization, employees playing the key variable in theft, can steal money, products or time. Theft can occur at any level of a business from the cashier that is still in high school to the CEO of the company. Theft is something a business wants to diminish as much as possible,…

Understating the FLSA Overtime Rule in Today’s Social Setting What is the FLSA overtime Rule? The Fair Labor Standards Act (FLSA) overtime rule determines whether employees are eligible or exempt for overtime pay. Under the rule employees may be classified as exempt due the rate of pay and the type of work that they perform. Perhaps most importantly, employees who are classified as exempt are not eligible for overtime pay for any hours worked over 40 during a workweek. Similarly, an employee who…

offense. Due to the high rate of workplace violence and negligent hiring suits, employers may avoid hiring applicants with criminal backgrounds to avoid the cost of court litigations. When conducting background checks a company must comply with the Fair Credit Reporting Act (FCRA), as well as not violate any federal or state equal opportunity laws or regulations. Background checks that are handled improperly can lead to liability for employers through two main areas: violation of human rights…

I believe that in order to avoid identity theft we must educate ourselves on the value of our personal data because only then we can learn the habits necessary for maintaining good credit. Not knowing the consequences of handling our personal data irresponsibly is the leading cause of identity theft. I have witnessed my father engaging in such irresponsible actions that led to his bad credit and significantly affected his life. My father has always been losing his wallet once every few years, he…

America is rooted on its ability to grow businesses and prosper. Basically, money is the blood in the body known as the United States of America. Ironically, it takes money to make money. Meaning that to uphold any business, money has to be used to create the foundation, and once the foundation is set, money is needed to keep the business circulating healthily. The main way to do that is to adamantly supply and cover the workers of the business, because they are truly the backbone of the entire…

The changes in the types of benefits provided by employers over the past decade have been excessive. Benefits have always been used as a non-wage bargaining tool when recruiting workers for the company. They types of perks offered can make or break the company when competing for the workforce. From how benefits started out, to what they are now, and how they are improving the improvement can be see and help employees recognize if they are being appreciated. The use of employee benefits was…