Expense

than ever. Expenses start even before the first day of classes for a freshman. Each year students have to pay for all the essentials that come with living in the real world and away from parents. Students who have to pay for all or most of this on their own, become stressed with the thought of paying for 4 years of education. That is where planning and finances come in hand. This essay will go through that actual cost of what it is like to live in college and how to pay for all the expenses that…

Vanguard REIT Exchange Traded Fund (VNQ) Fund Summary Vanguard REIT ETF (VNQ) is an exchange-traded fund (ETF) that invests in equities issued by real estate investment trusts (REITs) which firms focus on purchasing office buildings or any other real properties (Investopedia 2015). Until 2016, the fund total net asset is about $64.2 billion and net asset value is around $80.2, moreover, it has a nearly 100% stocks as its assets (see Appendix 1). Its issuer is Vanguard which is one of the…

GREEDY BUSINESS The Eleven Agents of Human Greed Based on the Book, “The Death of Human Logic” CHAPTER ONE: OUR INNER-STRENGTH: THE POWER OF SUCCESS. In our daily interactions with others, have you ever wondered about the diversity in our characteristics, especially the transformation from baby characteristics into adult characteristics? It is soothing to notice the characteristics in our innocence as babies and the loving and the adoration that we…

“The quickest way to double your money is to fold it over and put it back in your pocket,” as stated by Will Rogers. After taking this personal finance class I have learned that the quickest way to double my money isn’t to fold it over and put it back in my pocket. The quickest way to double my money is to be smart with it and know where it’s going and what the time value of it is. I took this business class as a pre-requisite for my bachelors of science and nursing. It wasn’t something I…

team needs a new vision because circumstances have changed. Well, the hospital has recently lost 2 surgeons and the surgery volumes have declined by 25% this has caused a dramatic impact on the hospitals budget. CNO Jones need to reduce the salary expenses and meet financial goals specified by the CEO and CFO. The authoritative leadership style dictates policies and procedures and decides what goals are to be achieved and directs and control all activities without meaningful participation by…

Question 1. The operating budget includes the revenues and expenses during the fiscal year, while the cash budget focuses on the coming year. The operating budget is usually more in depth. The cash budget would let the people know if they have enough money on hand or will there be able to collect the money needed during the upcoming year. The focus of a cash budget would be to estimate the incoming revenues the company has coming in the upcoming year of the budget. It would allow…

payments they have had to put a portion of their operating cash flows into paying down that debt. This cash could be used for working capital, capital expenditures, acquisitions and investments, but instead is being put towards their debt and interest expense. Secondly, the debt payment is limiting their ability to react to market conditions. Thirdly, a growing debt can make it harder for Netflix to borrow additional funds at rates they find acceptable. I can agree with everything that Netflix…

to consider after a personal injury is returning to optimal health. Seeking medical attention and following the advice of health care professionals should be done immediately after the accident. As you begin to heal, you may realize your medical expenses and property damage is not going to be covered. At the point, a personal injury lawyer New Orleans should be consulted. Personal Injury Claim A personal injury claim differs from a personal injury lawsuit. The claim is used as a way to…

within the first day, there were some struggles resulting in a negative income. Despite this, the second fiscal period the net income grew slightly to $115, from the previous day of a $133 increase. The rise was from some revenue in rent and go, but expenses from other opponents brought it down. While the second day brought the net income vastly, the third period was astonishing with tremendous growth from repetitive revenue from rent, go and miscellaneous. The spike was due to the continuous…

As shown in the above graph the two ratios are used in accordance to show the liquidity of each company. The liquidity ratio is “used to determine a firm’s ability to satisfy its short-term obligations as they come due” in a firm’s operating cycle (Gitman & Zutter, p.65). The first ratio shown in the graph is the current ratio, and is one of the more popular ratios used in finance. Current ratio is a determinant of whether or not a company is able to have the funds for obligations as they…