Expected shortfall

There are four main elements, according to Rogers, that can have a major influence over the spreading of a new innovation. They are: 1) the new innovation itself, 2) communication channels, 3) time, and 4) a social system. Diffusions can manifest differently because of the complexity of the organization’s makeup of individuals, as well as the norms within the group, the organizational procedures and rules, and leadership decisions. Social systems can also be influenced internally with…

Jeanne D’Arc Credit Union is the third oldest credit union in the United States, and second oldest in Massachusetts. Opening their doors in 1912, the credit union offered financial services to immigrants working in the textile Mills in Lowell, Massachusetts. Over the years the company has grown exponentially, but has remained truthful to its original mission; “Helping members make smart financial choices”. This mission has been carried out via methods that are tried and true. Examples include,…

Alternative #3. Creating new capabilities may also be obtained through a spinout organization. Merck realizes that its resources and capabilities are insufficient to rapidly move into the pharmacy management area. Most of its resources are devoted to drug research and development. Christensen states that spinout organizations are appropriate when a separate organization is required when the mainstream organization's values are incapable of devoting resources on the new processes or innovation. 6…

CAREER PROFILE OF WOMEN IN CIVIL ENGINEERING PROFESSION IN INDIA Needhidasan.S1, Indiramma.P2 1. Professor, Department of Civil Engineering, Saveetha School of Engineering, Saveetha University Chennai – 602 105. Email: needhidasan@saveetha.com 2. Associate Professor, Department of Civil Engineering, Sri Vidyanikethan College of Engineering (Autonomous) Tirupati – 517 102. Email: indu_svuce2000@yahoo.com ABSTRACT Participation of women in the engineering profession is important from the…

This is proprietary material solely for authorized instructor use. Not authorized for sale or distribution in any manner. This document may not be copied, scanned, duplicated, forwarded, distributed, or posted on a website, in whole or part. Solutions Manual Using a spreadsheet, financial calculator, or trial and error to find the root of the equation, we find that: IRRNX-20 = 20.34% The IRR criteria implies accepting the NX-20. c. The profitability index is the present value of…

A key emerging contribution from this research presented the dimensions- structure, activities and consumption of activities, professional, political and cultural context, - of the stated practice and noted that they are interrelated through strategic positioning and cultural accommodation. The document further emphasized the importance of public relations as a means of corporate businesses’ vital means of informing, persuading and relating to the public on issues of its operations. Public…

Virginia Beach Emergency Operation Plan ESF 10 Analysis Hazardous materials (HAZMAT) incidents are dangerous types of emergencies that can turn into a major disaster. Despite, many cities that run along the Atlantic Ocean become divested by tropical storms and flooding, HAZMAT related emergencies are a close second. In Virginia Beach, VA hazard risk are delineated into four categories: Critical Hazard – High Risk, Critical Hazard – Moderate Risk, Noncritical Hazard – Low Risk, and Negligible.…

1. Abstract: EGYDRUG, which is a pharmaceutical wholesaler/distributer, plays a very important role in the Egyptian pharmaceutical market and because of its nature as public business sector organization it is strongly affects the Egyptian economy and acts as a safeguard to the health care sector. During the last years EGYDRUG lost its market share. This paper assesses EGYDRUG service quality, studies the relationships between service quality, customer satisfaction and market share and introduces…

Initially operating in the SeattleRedmond area inoutside of Seattle, Washington, Northwind Traders is rapidly expanding to sell its services worldwide via the Internet. Travel service sales is the fastest growing category of business to consumer activity on the Internet, and by the year 2000, the value of this market is estimated at $4.500M billion (see Appendix 1, Internet Growth and the Sale of Travel Services). Our emphasis will be on providing a complete specialized service based on…

However, the large drop in PalmKid’s contribution margin per unit combined with a decrease in the actual number of PalmPro units sold as well as a drop in the actual contribution margin per unit below budget, led to the total contribution margin being much lower than budgeted. Other factors could be discussed here––for example, it seems that the PalmKid did not achieve much success with a three digit price point––selling price was budgeted at $149 but dropped to $102. At the same time,…