Education finance

FOR ALL THE TALK about outrageous tuition costs and zillionaire dropouts, a college education is still one of the best investments most people could make. The Federal Reserve Bank of New York estimates that a bachelor of arts degree typically increases a student’s earning capacity by about $300,000 (in today’s dollars) over his or her working life. That is simply an average. But as with just about any other investment, results aren’t guaranteed. Much depends on the student, of course, but…

Should College Become Free? Introduction Did you know that the average student loan debt today is reaching $30,000? As of 2013, about seventy percent of graduates left college with a debt of at least $28,400(ticas.org). This means that out of every ten seniors, seven of them are leaving college with this amount of debt and it also projects that anyone can end up with this amount of college loan debt . The average student debt for the class of 1993 used to be $9,400, compared to the debt today,…

1. Describe your work experience with award packaging. Award packaging is when the student’s cost of attendance and needed funds to attend a school are calculated to determine what award they’re eligible for (Pell grant, scholarships, work-study program, or student loans). I am familiar with award packaging from working at Brookhaven College Financial Aid Office, but no work experience. 2. Please describe a difficult customer service situation that you have experienced and what actions you…

According to Bernie Sanders campaign website, we need to focus on making college tuition free and follow in the footstep of Germany. The problem is, free tuition in Germany is not working out as well as it was supposed to according the Yale Free Press. Students in college are somehow paying for it or getting help to pay for college. They are most likely working and paying their way, their parents are helping them out, they have taken out loans, or maybe they are getting financial aid. No…

These days, it is common knowledge that college is expensive. Most who attend college must take out student loans to even afford it. Although some believe the student loan debt crisis is purely fictional, the student loan crisis should not be considered a myth like Chris Lewis and Layla Zaidane suggest in their article “Here’s Your Crisis: Student Loan Debt Isn’t a Myth.” Due to financial aid and students not taking advantage of student loans, people believe student loan debt should not be…

Reckless, Illegal Wall Street When Sanders mentioned “Wall Street” in his announcement speech, he did so by describing the financial institution as engaging in “reckless and illegal activities” (Sanders, 2015). Establishing “reckless” and “illegal” as amplifiers of the general word “Wall Street” explicitly in his first speech enabled us to develop a term that is specific and reflective of his policy to reform Wall Street. Throughout the debates, the other words and phrases that Sanders…

is a requirement. However, a quality education that would lead to a higher paying job isn’t always affordable to students across the country. I myself am facing the same daunting question of ‘how do I pay for college’. College loans are a crippling factor when it comes to financially planning the rest of one’s life. Many are finding it difficult to repay their debt. So the trick is for upcoming college students to find a way to gain a solid college education without paying for most of it. The…

The minimum education is a bachelor’s degree in finance, accounting, economics, or business administration, but many companies seek employees with a master’s degree in the same subjects. To become a financial manager one needs to get the Chartered Financial Analyst (CFA) certification…

In our society money is the end all be all. It is the power that controls our lives. It controls a person’s nourishment, warmth, and shelter. It controls your health and education. It controls your social worth and most importantly, it controls your future. There are so many complicated aspects to personal finances that are used in everyday life, such as, taxes, savings, investing, and loans. These concepts, don't come easy to many adults and especially high school students who are just getting…

this essay, I will explore what accounting and finance is and why I have chosen to study it at the University of Birmingham. Accounting and finance are two separate disciplines that have some similar characteristics. The main difference between accounting and finance is that finance focuses on the present and future whereas accounting focuses on the past (Aspillera, 2014). The University of Birmingham is amongst the top providers for accounting and finance due to its credibility, infrastructure…