Discover Card

Introduction Though there have been many influences on American society, few have been as impactful on how we live, work and play as computers and technology. From an initial introduction of simple calculation and tabulation tools to today’s advanced computing systems, computers and technology have changed how we perform everyday tasks. From designing, producing and distributing common goods to communicating with one another locally and around the world, computers and technology have changed…

Consumer credit is considered an important part of modern society. List and explain TWO types of consumer credit. What are some examples of each? The TWO types of consumer credit are Closed-end and Open-end credit. Closed-end credit A one time loan that is repaid in equal payments by the end of the term. The loan is repaid in full amount by the end of the term, by a specific date. Interest is charged on the amount borrowed and it usually is a specific amount that remains the same for the term…

Understanding the LL Bean Credit Card In the United States, the top five spends for credit cards are clothing, gas, dining out, travel, and groceries. Credit cardholders are using credit cards like cash, which is why 33% of American households have credit cards. These days credit card companies are teaming up with retail outlets to marketing their credit cards better. LL Bean, a privately-held, American mail-order and retail company partnered with Visa to offer a credit card that can be used…

The Richest Man in Babylon is a book written by George Samuel Clason. This book teaches multiple lessons on the ability to manage your personal finance; to pay ourselves first, spend less than what we are making, and to work for the money we earn. I believe this book should be read by most economic students. Students will learn how to budget money, spend money, and use money wisely. The first thing that the book teaches is to pay ourselves first. The richest man in Babylon is known by the…

“The Richest Man in Babylon” By George Clason As a young man of 18 who has yet to make his fortune in this world, I found this to be a very interesting article and I did take the time to listen to a snippet of the book on Youtube. I have to admit that at first I thought it would be boring, but after listening to it on Youtube; it turned out to be an okay book. Like most people in the world, I would like to be “rich” by the world’s standards in regards to financial gain. As a man, I want to…

California Reality Check Forming a budget is necessary in order to learn how to handle money and become financially successful. Creating a budget helped me discover how I’d like to live, and how I can afford my desired life style. Eventually I’d like to have my own home, so for housing, I selected the “buy a place of your own” option. The estimated monthly cost for this was $3,180. Next I had to choose the expenses that would come along with owning my own place. I chose the mobile phone service,…

Strengths: - Asks the client what kind of questions she had about the loan. - Places the client on hold to look into the account. Opportunities: - Empathy: At 1:39 The client advised that she was supposed to receive the check from closing today. Evan should have offered an empathetic statement at this time we want to make sure that are client know that we do care about their concerns and an acknowledge to what the client's concerns are can go a long way. Evan could have said "I…

years. This will make it more difficult for you to qualify for a loan or mortgage, as well as insurance and insurance discounts. It can also affect your chances of getting a job. 3) Loss of Credit Cards Bankruptcy can also cause you to lose your credit cards. You will not be allowed to use the credit cards that you failed to pay off before filing for bankruptcy. 4) Some Debts are…

Fue Chang Auto Service Management Class Dealerships vs. Independent Shops Throughout the years we asked ourselves, “What is the different between the Dealership and an Independent Auto Repair shop?” Dealerships and Independent shops vary in repair prices depending on the make, model and year of the vehicle. Dealerships and Independent shops have different numbers of automotive repair technicians. Dealerships and Independent shops have different type of jobs for the employees. Dealerships and…

Goal: Post about how to budget for moving Total words in this document: 504 Title: How to Alleviate the Financial Headache of Moving Day Moving can be a headache. Not only are there a million details, but your wallet can take a financial pounding as well. Here are some tips to help ease the financial stress of moving by creating a budget before you even pack a box! 1. Research your options There are a lot of decisions to make when moving. Are you going to do all of the packing yourself? How…