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Highlights PJSC Detsky Mir1 is a Russian company, which is engaged in the children products retail sector. The Company’s Detsky Mir chain comprises of over 570 stores located at the territory of the Russian Federation and Kazakhstan, as well as of more than 40 ELC stores. The average store size is 1.4 k sqm and has 20-30k SKUs2. Its product portfolio consists of toys, fashion products, newborns goods, stationary, large items and others. We initiate our coverage of Detsky Mir with BUY…

Gold margins are standardized because of adornment+ investment factor. However, quest for greater margins is driving diversification from gold jewellery products. Demand for gold jewellery remains very strong because of cultural traditions, Gold jewellery sales - for weddings, in particular - will continue to generate volume growth for jewellery retailers. Platinum and diamond jewellery sales will generate margin growth. The shift to more profitable diamond jewellery has been smooth because…

In general, viatical settlements are ethical. In the case of a viatical settlement, it is simply an exchange of cash today for payment in the future, although the payment depends on the death of the seller. The purchaser of the life insurance policy is bearing the risk that the insured individual will live longer than expected. Although viatical settlements are ethical, they may not be the best choice for an individual. In a Business Week article (October 31, 2005), options were examined for a…