Delaware Investments

The city of Duluth, MN is looking to put in new parks around town based on different population and socioeconomic factors. This analysis is based on the block groups in Duluth, MN that come from the source of the census bureau. Then the locating of existing parks came from UMD geodatabase. A buffer of 100 meters was created around these existing park boundaries and then erased (see figure 2) to factor out the areas that already had a park that was within walking distance of households. In…

make environmental differences in the long run? Although we can each do a lot of cleaning up pollution after it is in the atmosphere, preventing it from the start before it is released into the air. According to Chris McKnett, the sustainable investment champion, large institutional investors are our home to caking changings that are needed in order to live sustainably. On Ted Talk, he demonstrates how large investors can impact our environment.…

California Reality Check Forming a budget is necessary in order to learn how to handle money and become financially successful. Creating a budget helped me discover how I’d like to live, and how I can afford my desired life style. Eventually I’d like to have my own home, so for housing, I selected the “buy a place of your own” option. The estimated monthly cost for this was $3,180. Next I had to choose the expenses that would come along with owning my own place. I chose the mobile phone service,…

In his book, Economics in One Lesson, Henry Hazlitt (1946) told a simple, yet thought provoking, story about a little town and a broken window. In this story, a baker’s window is broken by a young boy who threw a brick through it. Then, after a crowd has gathered to gaze upon the baker’s misfortune, the crowd mentions that at least the broken window created a new job. Obviously, if the boy had not broken the window, the glazier would never have gotten this job opportunity to fix the window.…

Did you get your Proposed 2016 Crestwood Terrace Budget and Proxy information? Interesting that the Board Meeting was Thursday to discuss the budget, dues increase, and assessment; and we got the information in Friday's mail! As far as I could see, only four homeowners (all women except for Daryl) and three Board Members (Ed, June, and Karen) attended. But, if RPM already had the information to send out, what good would it have done for anyone to attend and comment, anyway? The proposed…

Get a Free Whole Life Insurance Online Instant Quote Buying whole life insurance could be considered as one of the best financial planning that you could make these days. Life insurance is one of the most common financial products that are available these days. Among various types of life insurance, whole life insurance might be the one that could give the best benefits for you. This type of life insurance could provide coverage for the entire lifetime. However, before you decide to buy whole…

When it comes to classism, or how people fall into various categories within our society, there seems to be an emphasis on who belongs where. The discussion in class, or at least my interpretation, was focused on the top one percent of the wealthiest and how much money they possess. For myself, I feel that I cannot worry about that because this has gone on for several decades and will continue to do so. My focus will be on how I can make sure that myself and my family, as well as those that I…

In the article, “Can Debt Spark A Revolution” by Graeber. It talks about how many people after college are in debt and having trouble finding jobs. In addition, many people struggle with paying for college and finding a job with the debt they have accumulated. Also, the stock market is controlled by an amazing amount of businesses staying in power. Finally, these businesses accumulate cash from the stock market. Furthermore, the flow of the economy is in the hands of a debtor society for…

Benchmarking in a healthcare facility is extremely important because it will show where improvements need to be made. In other words, there are certain performance measures that should be monitored for the purpose of maximizing reimbursement. The performance measures include days in accounts receivable (A/R) and claims at first pay rate. First, there is days in A/R, which is important to strive to have it over 90 days. In other words, this relates to having patient claims being paid within 90…

Workers compensation insurance is an insurance policy carried by businesses that covers the medical costs and a portion of lost wages for an employee who is injured on the job. Workers compensation insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business. Workers compensation insurance must be bought as a separate policy. In some states small businesses with fewer than three to five employees may not be…