Credit

forgetting to pay credit card bill while she is boxing. The good thing is that she is using the Citi Bank Simplicity card. It also says it is the only card that users don’t need to pay annual fee, late fee, and penalty rate. The intended audiences for this advertisement are people who might have same problems as Erica. By giving these new services, the commercial can persuade the audiences to change their credit cards. I believe that there must be a lot of people forget to pay their credit card…

plastic card; it may be either a debit or credit card. Despite the fact that both cards may look alike, they share some key similarities and differences as well. Having knowledge on these different types of cards can help someone decide on which may be a better option when it comes to completing transactions. The information provided will vary with different types of credit and debit cards, these are the most common. For starters, both debit and credit cards are a more convenient option than…

you have invested in your career to pay off credit card debt from college. One day some or most of you will be heading off to college and will hopefully want to make wise decisions about credit card usage, maybe the best decision is to stay away completely! Although many students believe that they will be able to handle the responsibility, credit cards will create a path to what can kind of become a slippery slope. Other dangers include creating a bad credit profile for yourself and ending up…

Regions Visa® Platinum Credit Card In all economy, there is the existence of necessities not only in resources, such as capital or money, but in credit. This is because of being known as a mechanism that provide such resources. Thanks to the credit cards, people and organizations have access to resources that in another form would be difficult to obtain. In addition, credit activates consume in costumers generating so the productivity of a country. And companies can increase their…

HDFC Regalia First Credit Card HDFC Regalia Credit Card is a card offered by HDFC bank. The card comes with special privileges and benefits. The card also offers the feature of reward points on all card transactions. These points when accumulated can be used to purchase gifts and other items. Why HDFC There are plenty of banks in the market that offer credit card facilities. What makes HDFC unique is the fact that it is the second largest private bank in the country. It has a network of…

How to get poor-score credit-cards under Bad credit hub? Description: Bad credit hub has introduced few regulations on the basis of which the card companies will decide that whether you should get the cards or not. The card with lower risks is to be chosen. Bad credit hub can help you to improve your credit-score in a better way. This hub allows you to get the best credit-card that can help to make your financial condition stable and firm. There are some specific conditions that need to be…

Consumer Credit: Too Easy To Fail What comes to mind when the term “credit” is used varies from person to person. Maybe credit means a pair of shiny new shoes, or just a fun shopping trip in general. Or maybe credit invokes stress when a pile of bills and late notices comes to mind. Or maybe, nothing comes to mind at all, because cash is king. Like everything, credit over the years has evolved. It has changed its face and grown into something much different from when it began. In today…

Credit ratings are crucial for schools looking to borrow money for capital improvements and maintain positive cash flow. The article NMSU’s bond rating lowered, describes the financial status of the New Mexico State University. Standard & Poor’s Services is one of three major credit agencies. They issued the credit rating downgrade from AA to AA- with a stable outlook. The downgrade impacts the university both internally and externally. The rating is important to capital projects that the…

3.1 Introduction Fraud is one of the most crucial ethical concerns in the credit card industry (Delamaire, Abdon, & Pointon, 2009). Fraud can occur with any type of credit products, such as personal loans, home loans, and in retails. Delamaire, Abdon, & Pointon (2009) defines fraud as means of obtaining services, goods and/or money in a dishonorable manner, and is a growing problem globally. Fraud deals with issues concerning criminal cases that are difficult to classify (Delamaire, Abdon, &…

Credit cards have been used in the United States since the early 1920’s, today they are used worldwide and are part of our everyday life. Credit cards allow people to carry around large amounts of money without actually having the bills on them, these cards allow us to quickly access our money and buy things we want and need. . The effect of credit cards on the economy is very complex, it has a positive and negative outcome. The financial stability of the economy depends on us as consumers,…