Credit risk

1) Weak System of Management Control  The most risk factor we should notice is the key management background misdeeds. The background of the management is unsuitable to run a public company.  The company has an unconventional staffing model.  Longtop’s chairman claimed that there were fake revenue in the past and he said senior management was involved. It indicates that the system of internal control was weak and senior management could override it and made changes to financial statements.…

Message Framing Another essential method of persuasion is message framing. Message framing refers to the way that information is displayed or provided that aims to either emphasize or deemphasize the risk factor of a choice and thus, how a person perceives the said risk (Menon et al., 2008, pp. 996- 998). The concept of message framing is relatively new to the psychological world and as a result, largely under-researched thus far. However, there are a few types of framing that have been formally…

the autonomy of their patients” (Tinnon, 2014, para.1). The legal challenge for an APN occurs in the situation when Brian does not want to share about the positive results for HD with his brother Jeff, keeping him totally unaware about the possible risk for this disease. In order to exchange any information between family members, the nurse would usually discuss this issue in advance with the applicant. She needs Brian’s informed consent for releasing the medical results to other family…

beg the question if it’s okay to use gene therapy or what would it do to the human body which are all great questions. The discussion will be on whether the “Bubble Boy” gene therapy experiment was ethical or not and if the treatment was worth the risk. Basically the “Bubble Boy” experiment was on children suffering from the bubble boy disease which is a severe combined immunodeficiency that can possibly lead to death (Vaughn, 260). Sixteen children suffered from this disease so the…

Ever go to the doctor and they tell you that you need surgery, but they don’t tell you the potential risk of having that surgery? Who is at fault here if the doctor fails to tell you the risk and the procedures? Would it be the doctors fault; would it be the patients fault or would it be both? Knowing the risk and procedure is very crucial information. You need to know everything about your procedure. Some people feel like the less they hear about their surgery the more they feel okay about it.…

Introductions For most people making a decision can be very stressful and they find themselves overwhelmed and stressed out throughout their decision process. Making a decision for most people can be a long and overthought process, filled with indecisiveness. In the book Decisive: How to Make Better Choices in Life and Work by Chip and Dan Heath, teaches you how to make decisions that you can live with and the current mistakes that we make today in our current decision process, which they call…

There are four main elements, according to Rogers, that can have a major influence over the spreading of a new innovation. They are: 1) the new innovation itself, 2) communication channels, 3) time, and 4) a social system. Diffusions can manifest differently because of the complexity of the organization’s makeup of individuals, as well as the norms within the group, the organizational procedures and rules, and leadership decisions. Social systems can also be influenced internally with…

Bank is the place you go to get the things you want, whether that is a car, a house, or a business loan. It's also the place you go to get a credit card, which allows you to perform everyday spending much like you would with real cash, however it is not real cash. The bank gives out credit to better determine how much spending power to give you with that “credit” card. This allows debt to flourish amongst the public, as well as increases their intimidation of more debt and expenses.. As Foucault…

This lab was performed in partners. To begin with the experiment, the gel caster was assembled. The two plates were properly cleaned and then introduced well align to avoid leakages to the plastic platform. Once there were correctly adjusted. A wash bottle was used to pour water to the edges and wait for about 5 minutes to verify there was no leakage. The TA came to the group in order to verify the correct assembly. Then, the water was through on the sink. 40 ml of 15% resolving gel solution…

Disciplinary and grievance procedures provide a structured framework to deal with problems that may arise in the working environment with either employees or employers. They serve to ensure that everyone is treated in the same way if similar circumstances occur, so that issues are dealt with fairly and reasonably and that employers follow ACAS code of practice. An example of my organisations disciplinary and grievance proceedings that follow those practices are shown below. Disciplinary…