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Swiped: debit card 0.25% + $0.19, credit card 1.58% + $0.19 • Keyed: debit card 0.85% + $0.19, credit card 1.99% + $0.19 E-Commerce/Online Payments: Yes POS Payments: Yes • Swiped: debit card 0.25% + $0.19, credit card 1.58% + $0.19 • Keyed: debit card 0.85% + $0.19, credit card 1.99% + $0.19 Mobile/Wireless Payments: Yes • Swiped: debit card 0.25% + $0.19, credit card 1.58% + $0.19 • Keyed: debit card 0.85% + $0.19, credit card 1.99% + $0.19 Mobile App Ratings: • Google Play Store:…

How to file late tax It is very important to file your tax on time and it is obvious to expect some type of punishment for not doing this on time. Some people forget about doing this even though it is one of the most essential things. Some are unaware of the penalty so they ignore the last date of paying because they think the IRS will not show up at the door. You should try to file as fast as possible and pay as much as you can before it is too late. If you did not do this by the tax deadline,…

out of debt, while also helping them save up for the future. Dave Ramsey has taught me countless ideas over the past two weeks, some of which include not using credit cards, having separate bank accounts, and starting to save early in life. One of the main things I have learned from the Dave Ramsey videos is that you should not use credit cards. You should always save up for things and pay for them in cash, like cars and other big purchases. By doing this, it can help you stay out of debt and…

Many organizations will only consider filing for bankruptcy as a last resort. They will struggle very hard to pay their creditors. Yet, sometimes bankruptcy is inevitable because of the stringent economic times being experienced. Recessions have resulted in the declaration of bankruptcy by many and this has led to an increase in the demand for bankruptcy lawyer services. Bankruptcy is defined as being unable to offset your debts. It is fully recognized by the law and some countries even have…

Conclusion A retirement planning checklist is more than about obtaining a plan while you are still working. If you do have such a plan set up, then of course, your retirement planning will be much easier afterwards. What is the most important is that you should do everything in your power to be financially, physically, and mentally independent once you retire, and not need to depend on someone else. Retirement Planning Tips This retirement planning checklist provides quick tips to help seniors…

electronic funds transfers (known as EFT) (12). Wells Fargo now offers tools in their “business credit center” which will allow business owners to gain a better understanding on how to manage their credit (19). Within the “credit center” business owners will have access to videos that will help them better manage their credit and an array of financing options (19). By better understanding how to manage their credit business owners will be able…

I’ve spent the past couple of weeks focusing on features of home ownership related to buying a home - a first home, in particular. I wrote about choosing the right home for you and I briefly covered some of the broader aspects of financing. Today I’m starting the discussion about the other end of the spectrum: selling your home or property in Skagit County. Deciding to Sell Your Skagit Valley Real Estate The decision to sell your home is a big one. The motivating factors to sell abound, but…

Porter’s Five Forces is a strategic business plan used to assess the competitiveness of business to survive in a tough business market. The components of the Five Forces include the threat of new entrants, the bargaining power of suppliers, the bargaining power of customers, competitive rivalry, and availability of substitutes. The components of the Five Forces can be applicable to any business, but this paper will examine how the Five Forces apply to Wells Fargo. According to the Federal…

It came into existence in 1968. Ginnie Mae's provides financial assistance to low and moderate-income homebuyers by means of promoting mortgage credit. It also guarantees payment of principal and interest on mortgage-backed securities. Freddie Mac is a government chartered corporation (1970) established to purchase mortgages and mortgage- related securities. It issues bonds and securities in secondary…

The first line simply describes the physical appearance of Europium; metallic and silver (although it’s not actually silver, just a similar color!) “Displaying” refers to how Europium was used in old TVs as a red color, and with the colors blue and green, they would be able to display TV shows and commercials. “Fluorescing” ties into the fact that Europium glows, or fluoresces, red under a blacklight. And “oxidizing” finishes that line of the poem since Europium is known to react very quickly in…