Credit rating agency

operates as a credit monitoring company, revealed that over 15 million social security numbers and other proprietary information had been exposed due to a two year security breach of their computer systems. The breach affected several millions of T-Mobile customers. T-Mobile’s CEO quickly responded with an open letter to their customers, informing them of what had happened, expressing his displeasure for the incident and his dedication to ensuring that this issue is rectified by offering…

Shirley Cards were used by photo labs to calibrate skin tone, shadows and light during the printing process of a picture (npr.com). Shirley cards date back to the mid- 1950s, when Kodak was the primary company for color film (npr.com). What would happen is a customer would bring in their film to a shop or lab and they would then print the pictures for them In order to maintain clean and precise photos, a Shirley Card would be used to eliminate anything out of the ordinary. So where did the name…

5 Reasons Your Credit Score Is More Important Than Your GPA Your credit score can actually be more important than your GPA. GPA can determine certain aspects in your life, but your credit score will influence the cost of big purchases forever after graduation. It is also much easier to correct your GPA than messing up on your credit score. It can take years of positive payment to get your score back up. After graduating, your GPA tends to lose its importance, but your credit score will follow…

In December 2013, criminals forced their way into systems, gaining access to guest credit and debit card information. It was determined that certain guest information was also taken, for example, the information included names, mailing addresses, email addresses or phone numbers. The massive data breaches at Target were broken into the retailer's network using login credentials stolen from a heating, ventilation and air conditioning company. The hackers first tested the data-stealing malware…

unspecified number of stores which has compromised customers credit card numbers. As per the spoke person from Kmart they recently became aware of the unauthorized credit card activity following certain customer purchases at some of their Kmart stores. They immediately launched a thorough investigation and engaged leading forensic experts to review their system and secure affected part of network. Kmart said it is working with law enforcement agencies as well.…

form of elder abuse. Several states have laws to protect the victims. A study conducted by consumer digest has determined that 5 million cases of financial elder abuse occur every year. Yet only 1 in 25 cases are actually reported to law enforcement agencies. (Elder Abuse: Financial Scams Against Seniors, 2014) WHY THE ELDERLY ARE AT GREATEST RISK OF BEING SCAMMED Criminals target the elderly because they see them as a vulnerable, lonely, or singling out recently widowed individuals as a way…

Consumer Credit: Too Easy To Fail What comes to mind when the term “credit” is used varies from person to person. Maybe credit means a pair of shiny new shoes, or just a fun shopping trip in general. Or maybe credit invokes stress when a pile of bills and late notices comes to mind. Or maybe, nothing comes to mind at all, because cash is king. Like everything, credit over the years has evolved. It has changed its face and grown into something much different from when it began. In today…

Prostitution has always been around and always will, it is a part of human nature. Recently Canada has put a new law in place, Bill C-36 to try and end prostitution in Canada. This law is meant to discourage prostitution by promoting an exit, and holding johns, pimps, and traffickers criminally responsible. This law was put into power on December 6th, 2014. The main changes in the law is that now buying sex is illegal, advertising services of others is illegal, and anything to do with sale of…

The company Brubaker currently operates called, “Hands on Travel” is a travel agency that focus offering “hands on” experiences in small groups. “Hands on” meant direct communication in sign language with a full immersion with the locals and its culture just like “live like the locals live.” Due to three other partners with their own tour itinerary, Brubaker operates his own entity…

In the past couple of years there have been an increase in users of social media. There is more and more people that join social media everyday. Social media has evolved into a wide array of sites and apps that enable users to interact with others by sharing or viewing photos, videos, restaurant or hotel reviews, blogs, and news articles (Global issues in context online collection par6). Social media allows people to express their own opinion about certain topics, and also interact with other…