Credit cards

escape the chains of credit cared debt now. 1.Beware of Month-to-Month Credit Card Debt It isn’t a small number of American household that carry credit-card debt. Fully 80% of Americans have a minimum of one credit card, with many having more.…

believe. They believe that credit cards could help them build up their credit. Is this really true? According to Steve Repak, it is not true. Having a credit card does not actually boost someone’s credit. In his article, “The A to Z of Credit and Credit Cards”, Mr. Repak brings up some solid facts that support the claim that having a credit card does not necessarily mean that a consumer will have good credit. In the article, he describes the literal A to Z’s of having a credit card. All the…

accounts in 190 markets worldwide. (Paypal.com) PayPal is a universal e-commerce business online payment service which permits organizations and individuals to make and receive payments between accounts without the need to exchange bank account or credit card details through the Internet. PayPal can be utilized for making buys from…

for any type of credit, banks will check your credit score to make sure that you pay your debts in time. It is essential for any type of credit such as credit cards or loans. However, credit score seems like a small three-digit number but it impacts greatly on your financial capability. This is why it is important to keep a record of your credit score every time you are planning to invest or looking for a credit. We have compiled a list of four important facts associated with credit scores that…

Legal ambiguities have caused many banks to drop medical dispensaries from their merchant account roles. For business owners who feel that credit card processing is an integral part of their success, this rash of rejection notices from banks is more than a little distressing. It isn't uncommon for the owner of a dispensary to sign up with a bank only to hear a few weeks later that their services are being withdrawn. A single law, the Bank Secrecy Act, is the source of all the trouble. It…

wallet, Apple Pay, available on select iPhone models such as the iPhone 6 series, iPhone SE, and iPhone 7. Apple also offers the use of Apple Pay on the iPad Pro, iPad Air 2 and iPad minis 3 and 4. With Apple Pay consumers can add their credit cards and debit cards to the electronic wallet to pay for purchases. Another major cell phone provider the offers an electronic wallet is Samsung. With Samsung a consumer can use the Samsung Pay to pay for purchases like they could with the Google Wallet…

I know what it feels like to have a dark cloud of debt hanging over your head. You may feel stressed, anxious, overwhelmed, or even depressed. You may feel angry and disappointed with yourself because you let things spiral out of control. You may feel that your life is on hold because of your debt. I get it. It’s tough. I spent years pretending my financial problems didn’t exist. I know it can take years to build up the courage to face your fears and start working your way out of debt. If you…

differentiating factors that set it apart from its competitors or other organizations? The credit union that I work at provides “superior financial products, online tools and top-notch service to each and every member.” (About PSECU, n.d.) Moreover, Pennsylvania State Employee Credit Union (PSECU) is one of the largest credit unions in the state of Pennsylvania. The credit union operates as a branchless credit union, with only two locations that handle cash; however, there are other locations…

Plus Credit Card In a Gallup survey conducted in 2014, 33% of all American households have at least two credit cards. Another 18% have at least four credit cards. With so many people owning credit cards, it’s clear that credit cards are a financial mainstay. America’s reliance on credit card come at no surprise. Credit cards are efficient, securer than cash, effective for budgeting, and helpful in financial emergencies, especially when it comes to auto repairs. Tires Plus offers a credit card…

I found an article on identity theft that ruined a man’s life. David Crouse was a victim of identity theft. Like many people today, he frequently shopped and did his banking online (Waters, 2010). It is believed to be a keystroke malware that infected his computer while he visited online sites (Waters, 2010). Someone had hacked into one of the sites he frequently visited and his computer got infected (Waters, 2010). The criminals were able to pick up all his personal information by…