Credit cards

Identity theft is the act of using someone else’s identity and information in your favor, typically for financial gain. The victims of identity theft are often left struggling to recover for a very long time. It’s shockingly easy for someone to take your information and use it to their advantage. With rapid advances being made in the world of technology, it only becomes more difficult to catch identity thieves. Nobody can be completely safe from identity theft, but there are many measures you…

Identity theft and credit fraud seem to be a common dilemma in our society. After looking over the PowerPoint and doing research, I learned that identity theft can have more negative impact on your life than credit fraud. When your credit card is stolen, all a thief can do is max the card out or open another account. If you’re a victim of credit fraud, sometimes the credit card company alerts you of any unauthorized purchases or unusual spending amount, which prevents further damage from…

Credit score is number based on all of the times a consumer has bought something through a credit card and whether or not they payed it back or not. When a consumer pays back what they spent their credit score goes up. Landlords, banks and others use this score to judge if the consumer is worth loaning to, and if the lender believes they will get their money back. A good credit score can help the consumer invest in themselves buying a house…

known to steal your mail in order to gain access to your personal information. It is also recommended to routinely order your credit reports. Note that the Federal Trade Commission launched a website (http://www.annualcreditreport.com) where all consumers can get a free copy of their credit reports. If you find any discrepancy on your credit report, inform the respective credit bureau immediately. Tip#5: Make copies of your important personal and financial documents. If your purse or wallet…

Maintaining good credit is equally important as establishing credit. With a good credit background, consumers have the ability to borrow funds at reasonably low interest rate without settling with lenders who place incredibly large interest on money. Learning how to establish and maintaining credit is a skill that everyone needs to take serious and perfect. To establish good credit, consumers should pay their bills on time, keep credit balances low and/or maintain the debt to income ratio, and…

that I found out that, I do not have a credit score at all. The loan lady told me that I was a first for her, that she had never seen a credit score come back with no number on it. I asked her what I could do to get a good or even any kind of credit score. I was told of all the steps that would need to be taken and about how long it would take me to build my credit up to an acceptable level to receive a home loan. I also found out…

In today's era, it remains pertinent to securitize one's possessions. Moreover, everyone remains susceptible to being robbed or having things stolen from them. With that being said, numerous security companies exist with the intention of extorting money from their clients. To expound further, these companies seek to use their clients only for monetary gain. As a result, numerous consumers remain betrayed. Therefore, they tend to shy away from the security industry. Fortunately, a significant…

become victims of Identity Theft” said Bill Nelson. We as people need to crack down the identity thefts in the world. Identity theft can happen to anyone at anytime not just one particular person. Identity fraud online and offline can lead to very bad credit. 16-6 million Americans get their identity taken a year. The Justice Department’s Bureau of Justice, statistics millions of Americans get their identity taken each year. Danielle says, “About 16-6 Americans or 7% of all people age 16 and…

Going to college is no simple task for the average young adult. The amount of preparation ahead- both physically and mentally- is a task that can prove daunting for even the most well-prepared of future students. Of course the biggest stressor is finances, which is something that will never go away because it comes with the territory of being an adult. Living without parents and paying rent with a job that takes up time, buying food to eat and figuring out a budget for those sorts of expenses;…

Payday Loans in San Diego - Bad Credit Loans Payday Loans San Diego Payday loans San Diego work differently than most loans because your job and salary can take the place of a high credit score to guarantee repayment. The loans are meant for short-term cash needs and are usually repaid after you receive your next paycheck. In some cases, longer repayment periods and installment payments can be arranged. When you need emergency cash to tide you over until your next payday, these loans can be…