Credit card

Airtel Money, the mobile wallet from the successful and popular telecom company Airtel, allows you to use your smartphone as an electronic wallet to make and receive payments. Originally launched in 2012, the app offers customers with an efficient alternative to cash transactions. The Airtel Money app provides people across the country an adept and convenient way of paying bills through various ubiquitous mobile platforms such as Android, iOS and Windows. Airtel Money was initially used by a…

Uber is an American international transportation network company. The company operates the service through the Uber mobile app, through which consumers with smartphones submit a trip request that is then forwarded to Uber drivers who use their own cars to take the consumer from point A to point B. Since the launch of Uber many companies have copied the business’s ideology (e.g. Lyft, Sidecar, BlackJet etc.) and that growing trend is called Uberification. The problems stated by NELP in the…

of HyundaiCard, a Korean credit card, some key success factors include the following:  Korean people already enjoyed making purchases using credit cards, even small purchases – this provided an opportunity for the credit card company to earn a lot of money on things likes fees and interests paid by businesses and individual shoppers (Park & Camp, 2009). Furthermore,…

1. Explain credit card balance transfer. Is it available in India? Mention three advantages and three disadvantages of credit card balance transfer. How is it different from EMI on credit card? Credit card balance transfer refers to the process of transferring the outstanding credit balance of one credit card to another. This facilitates the convenience where you can pay the dues at a minimum interest of 0-2% for a specific period. The advantage of transferring these dues, even if limited,…

When you purchase an item at a business a common question is usually asked. Would you like to sign up for our loyalty program? The practice of businesses offering loyalty programs is being used as a tool to reward consumers for their continued loyalty. The rewards can include things such as accruing reward points per dollar spent to get free items, achieving a higher customer status, or having access to special deals. These programs are a way for businesses to create win-win situations while…

bit-coins. These circumstances have damaged both the market system and business. Bit-coins are a kind of cyber money; many people would consider cyber money is always useful and not harmful since we sometimes purchase products via Amazon or Apple’s gift cards. However, there is the most important factor differentiating the bit-coins and cyber money; government regulation, it determines a limitation of using on website. Authorities restrict the bit-coins because it don’t have any owners;…

and address and checking account or credit card numbers with the expiration date and security code, which can allow full-blown identity theft. Identity theft, on a much larger scale, is committed through the use of high technology. This identity theft depends on legal and economic identity in contemporary society that is largely “virtual.” This theft depends on access to consumer data through the Internet, such as files that are the property of a credit card payment processing company.…

Significant new investments should be made only if the return based on replacement cost is greater than the firm’s cost of capital. So, what cash flow, when divided $100,000, gives 6%. A. $4,800 B. $6,000 C. $6,600 D. $8,000 6. Beverly Enterprises owns a nursing home that is currently earning $2.0 million in cash flow on an annual basis, but this amount is expected to drop in the future. The nursing home has a book value of $20 million, a replacement cost of $40 million, and a current…

Reading Assignment 1 1) The three major types of individual level pay for performance plans are traditional incentive systems, variable pay configurations, and merit pay plans. Traditional incentive systems include plans called piece-rate plans that provide payment for each unit produced or each service provided. It also includes the well-known traditional incentive plan called sales commission, that’s offers a percentage of sales dollars or gross profit margin. The second major type of…

2 INTRODUCTION AND TERMINOLOGY 2.1 Business Introduction PayPort is a managed service payments gateway to FPS and it is intended to provide more financial institution to offer real-time payments 24/7. It is highly resilient and low risk service, it manages the sending and receiving of a single payment either through a member or through direct agency (at the moment there is no provisioning for an indirect agency). PayPort is one of the very first platform to be accredited under the FPSL (Faster…