Credit card

Mortgages, car loans, student loans, and having a baby are all situations that can drive people to the overwhelming doom of debt. Debt is mostly overlooked for the simple reason that people find it normal to have certain types of debt like car and mortgage payments. Debt is sometimes very difficult to escape, especially if one does not manage money wisely. Two of the most common reasons many people get in debt is because they do not save money for unforeseen expenses, or because they tend to…

Inequality has been a hot topic for America since it was founded back in 1776. The American people have always attempted to place themselves on a pedestal above one another. It did not matter who was discriminated at the time, only if it allowed that individual to have the upper hand. While a lot of these rules, regulations, and ignorant commonsensical thoughts have been dispersed, more have been shrouded from the public eye. The most deviant situation that is transpiring in society today is…

monthly obligations in one convenient location. They will also be able to enjoy the added benefit of being able to pay quickly and anonymously without the fear that their payment will not be accepted. They will be able to make payments by cash or credit card, which offers even more convenience to the customers. It 's Easy Finally, one of the best benefits for this system is the ease in which transactions are completed and processed. With the barcode being printed directly on the monthly bill,…

airplanes, and other innovations that people didn’t expected to see in the future. One of the services that people have developed is the online banking system. In the past, people had to stay in line to talk to an employee to get cash. Then ATMs and credit cardes appeared to help people get cash. Nowadays, people don’t have to go to the bank. They can get almost every banking service via online banking.…

from $10 a month for Basic Checking to $30 for its interest-earning Citigold account. But hey: You can get that $30 waived if you keep a combined balance in all your accounts of $50,000. Woo hoo! Then again, Citigold also comes with a “checking plus” credit line that kicks in whenever…

sales tax point, is the additional costs associated with credit card fees and interest. Once again, being aware of how much you are going to end up paying on your credit card, if not paid off in a timely fashion, loses the great deal you just received on your purchase. After considering all of these factors (and you have not back out of the purchase at this point!) you will then complete your…

A question that so many young people around the world face nowadays is simple: how should we manage our money? That is the very question that I Will Teach You To Be Rich by Ramit Sethi strives to answer. Through a relatable, fun writing style that makes his book a breezy but informative read about a subject often considered the driest of the dry, personal finance, Sethi teaches the bare bone essentials of it, and a basic life lesson that the he wants readers to take away from the book, or, in…

David Meyers Principles of PR Kenna Griffin Case study 4 – Equifax 15 September 2017 Equifax, a consumer credit reporting agency had its security breached. This issue is affecting individuals all over the world. Personal information of people has been accessed by cyber criminals who hacked into the database of the organization. It is known as one of the worst hacks ever due to its range and the information that was exposed to the public. Equifax have been called out by the public for a scarce…

$215 later You go into a store intending to buy an outfit, $215 and two hours later you come out with a new Kohl’s charge card, three new outfits including shoes, a waffle maker, and popcorn popper. Then you’re sitting there asking yourself how you let this happen, I’m here to tell you this isn’t not your fault, we all get sucked into the black hole of consumption. Stores do everything with a purpose; nothing is ever meaning less, their location, design, layout, promotions…ect is all done…

the companies went wrong. The first company is Heartland Payment Systems (HPS), this company hit the headlines in January of 2009 when they became victim to one of the largest data security beaches in U.S. history. Although the actual number of credit card details stolen has never been confirmed, it was said to be in the tens of millions. This was carried out over a four-month period when HPS was processing over one hundred million transactions per month. It is surprising to hear that only two…