Credit card fraud

I came back a few years later to get another copy of the report for the collection agencies and credit bureaus as additional collections still appeared years later. I also came in last year (2015) to get another copy, but was told the PD erased the original files when you guys went digital; so I filed a new report for the same theft as additional items appeared on my credit report. The original theft consisted of a stolen box of several books of checks, so the magnitude of the ordeal…

Cyber-Safety Regarding Identity Theft What is Identity Theft? • Identity theft is a crime in which an imposter obtains key pieces of personal information, such as Social Security or driver 's license numbers without that person’s knowledge or permission, to get a benefit or to cause harm. • An identity thief takes on another person’s identity by using their personal information, which includes the person’s name, address, date of birth and email and social media log-in details. It is illegal…

potentially unlimited opportunity. The United States of America has the fundamental root of materialism embedded in its culture, and the introduction of credit cards revolutionized the way consumers could fulfill the “American Dream.” History of Credit Cards in America The concept of credit has been around for centuries; however the history…

Identity Fraud The purpose of this paper is to demonstrate and explain one of the various White-Collar crimes known as identity fraud. Another purpose of this paper is to inform about identity fraud and how many people are affected by it and also to notify the reader on how to prevent identity fraud. Identity fraud can be defined as a crime where an individual stole someone else’s personal information like a credit card and also use it to buy merchandises charging that specific credit card.…

for any type of credit, banks will check your credit score to make sure that you pay your debts in time. It is essential for any type of credit such as credit cards or loans. However, credit score seems like a small three-digit number but it impacts greatly on your financial capability. This is why it is important to keep a record of your credit score every time you are planning to invest or looking for a credit. We have compiled a list of four important facts associated with credit scores that…

issued I.D. is valid and not expired! Government-issued identifications can include a driver’s license, identification card, passport, or military ID. Employee badges, credit cards, check cards and expired IDs are NOT acceptable as a form of identification when opening a new membership. Joint Owners Verification of identity must be obtained for any joint owners. Evaluating a Credit Report is a critical step in independently verifying the member’s identity. This will also…

VISA Inc. is a multinational financial services corporation which facilitates electronic funds transfers across the world. Visa also issues debit and credit cards but it does not extend credit or sets charges for the consumers. It only caters to the needs of financial institutions regarding VISA-branded payment products which are used by the institutions to offer cash access programmes and cashless transaction programmes to their customers. The global network of Visa transactions is also called…

methods of online payment. Despite its occasionally troubled history, including fraud, lawsuits and zealous government regulators, PayPal now boasts over 100 million active accounts in 190 markets worldwide. (Paypal.com) PayPal is a universal e-commerce business online payment service which permits organizations and individuals to make and receive payments between accounts without the need to exchange bank account or credit card details through the Internet. PayPal can be utilized for making…

many of you are aware of credit card skimmers that thieves install where you swipe your card to pay at the pump? Today I would like to address the dangers of credit card skimmers at the gas pumps for those of you that are credit card users. In this speech I would like to talk about the problems and solutions associated with credit card skimmers at the gas pumps. “Being able to pay by credit or debit card at the gas station is a nice convenience. But when you swipe your card at the pump, you…

all over the country signed up customers for various products like a new checking accounts, debit accounts, credit card accounts without their approval or consent. The employees then used to transfer money from the customers original account to these new fraudulent accounts leading to overdraft fees when the customer used his original accounts. Similarly, the customers signed up for credit cards had to pay unnecessary sign up fees, annual fees, interest rates and also affected…