Credit card debt

Division one college athletes spend approximately forty-five hours a week on their sport, about forty hours on academics and studying, and an average of fifty-five sleeping hours, talk about a full-time job with no pay (Wieberg). In the first place, these athletes are producing million dollar revenues for their schools, shoe companies, television networks, and the conference their team plays in. Next, ¨full¨ scholarships from schools do not always cover full tuition and living costs. Also, they…

of Selected Government Surveillance Programs Here are answers to some widely-asked questions about the FBI’s and National Security Agency’s surveillance programs revealed last week. Q: What is the National Security Agency doing? A: Two major surveillance programs have been revealed: 1. Since 2006, the National Security Agency (NSA) has been secretly collecting the phone records of millions of Americans from some of the largest telecommunications providers in the United States, via a series of…

Business 4000 Legal Risk Management Plan: Shopify Jordan Loder (201213535), Shangqing Hao (201350881), Sichong Liu (201450079) August 4, 2016 Shopify is an e-commerce company with offices in Ottawa, Toronto, Waterloo and Montreal (Shopify, n.d.a). According to their website, their mission is to “make commerce better for everyone” (Shopify, n.d.b), something they aim to achieve by offering a variety of ways that users can sell their products including with an online store, point of sale, a "buy…

BankID [11] allows users to log in into different merchants by using the same password and two-factor authentication. With this, it helps people to save their bank account. This is used in a web site (merchant) when it needs to securely identify its users. Overall the user need to enter their SSN (Social security number), a password, and at the end a one-time password. The central server for the bank handles the actual authentication, and this allows the user to use the same authentication…

Upon, arriving home I checked my mobile banking app and my account had expectedly so dropped to 50 dollars. After not using the card for an additional two weeks I decided to check my account. When I saw the numbers under my name I almost had a heart attack because my account had dropped from having 50 dollars in it to having me owe the bank 105 dollars. Later on, after contacting…

In research one of the Security Analyst is saying that even a $2 transaction amount in the statement should also be checked by the customers thoroughly as it could be an indication on attack as most number of hackers tries to check the working of card by using it in a gas…

subject in news. Almost every companies have been hacked, if not yet, they should not consider themselves as more secure than others that have already been there. In December 2013, Target was one of the victims with more than 40 million credit cards and debit cards that were stolen by malicious people. Just right before Thanksgiving a malware was installed inside target database. So between November and December 2013, over 11GB of critical information was taken. The sad thing is that the…

history occurred, where Target lost the credit and debit cards of over 40 million customers, along with the personal information of 70 million customers. It all started right before Thanksgiving on November 27, when someone installed malware in Target’s security and payments system that was designed to steal every credit card used at the company’s many stores throughout the United States. When a shopping item was scanned and the cashier processed the credit card number, the malware would…

Title and Citation HARTSOCK et al. v. RICH’SEMPLOYEES CREDIT UNION et al. Facts of the Case This case is about a check was accidently sent to the wrong address, and the check was illegal cashed by someone that it was not intended for. According to the case, it is about Carolyn Hartsock whom received settlement payments from Prudential Reinsurance Company. After receiving her settlement, she sold one of her lump sum payments of $60, 096 to Singer Asser Finance Company, LLC. She wanted Prudential…

I been working at Montefiore hospital for 17 years as a head cashier/office coordinator. I was hired as a cashier, but since Montefiore acquired other facilities in the past 5 years, I got promoted to the office coordinator where one of my job descriptions is to train and help out other cashiers with different issues. My daily duties include processing payments from different departments in order for the facility to check and balance. I check to make sure that each department proves out and…