Corporate finance

Advantages Price Term is the cheapest and inexpensive form of life insurance and most people, as long as they have an income, can afford to buy these policies. Even if the person has a large estate, term insurance can guarantee that the estate is not depleted by estate taxes upon the policy holder’s death. Some people may prefer to buy whole life or other permanent types of insurance but the fact is that term insurance is less expensive. Affordability and Value. With term life insurance,…

2.2 Brand Equity Model The original concept of brand equity (Aaker, 1992) has been viewed and developed into different directions: strategically and financially, where the brand value is regarded as an accounting tool, to stipulate the financial value the brand provides to a company (Keller, 1993). The motivation and original definition being: “A set of assets and liabilities linked to a brand, its name and symbol that adds to or subtracts from the value provided by a product or service to a…

Contractual Issues SEC was awarded competed for the Orion Shield Project in hopes that it would become a successful R&D effort of $500M spread over twenty years. As the winner of the phase 1 project they were awarded the project with a fixed budget of $2.2M over 10-months. This type of contract would be identified as a Firm Fixed Price (FFP) contract. This means that Gary would have no flexibility of the project costs if the price on any of the components increases. This implies that Gary and…

William White Professor Eckstein Public Financial Management August 10, 2015 Privatizing Lotteries - The Advantages and Disadvantages There are many advantages and disadvantages to Privatizing Lotteries. States such as Illinois, Indiana and New Jersey have all privatized their state lotteries. The funds that come from lotteries go towards no particular purpose. For example, the 21 states that participate in Powerball along with the District of Columbia will garner at least $114 million from…

Union Bank and Trust Company Wire Transfer Risk Assessment Overview Many consumers and businesses conduct electronic bank-to-bank financial transactions through wire transfers. A wire transfer is a process of moving money from one account to another, across financial institutions. While this activity is convenient, it does not come without risk. Union Bank and Trust (the Bank) acts as both an originator and receiver of domestic and international wires. The Bank will be using the Federal…

According to any situation there are two aspects, whether it is “Utilitarian” or “Deontological” from the two points of view whether from the bank’s view or the clients. As mentioned in the previous ethical situation, the client who proposed to the bank with two different balance sheets, he thought that the bank won’t mind to accept his loan and the balance sheet as they would know that businesses don’t prefer to pay too much taxes. From the Bank point of view this is an unethical situation…

How to file late tax It is very important to file your tax on time and it is obvious to expect some type of punishment for not doing this on time. Some people forget about doing this even though it is one of the most essential things. Some are unaware of the penalty so they ignore the last date of paying because they think the IRS will not show up at the door. You should try to file as fast as possible and pay as much as you can before it is too late. If you did not do this by the tax deadline,…

I have chosen to write about “It’s Consumer Spending Stupid” by James Livingston because it provides enough details to agree or disagree and to construct a strong response. In Livingstons essay, he argues that if Americans continue to spend, the economy will become stronger. On the other hand, in “Thrift: The Rebirth of a Forgotten Virtue” by Daniel Akst, the author argues otherwise. Thus, using these two essays will fulfil the requirements and will create a strong synthesis. If I incorporate…

We saw a graph that showed the finances between two people, one who started saving early and one who started saving late. The first person started putting in about $2,000 each year from the age of 16 to the age of about 22. The second person started putting in $2,000 each year from about…

Are you planning on entering Cuba for a business or pleasure related purpose? If so, there is no need to spend sleepless nights, wondering whether or not you will actually be allowed entry into the island nation. Cuba is one of the countries in the world with the least travel requirements alongside a welcoming attitude towards visitors. These requirements are quite reasonable and easy to meet. However, it's important to note that there are two categories of Cuba travel requirements i.e.; i.…