Cooperative

Comparing Co-Ops and Traditional Mortgages It is no secret that cooperative mortgages, known as co-ops, are far different than traditional mortgages. Commonly referred to as a “share loan”, co-ops are not individual loans for the right to own a property, but the loans give you the right to own a share in the co-op. Since co-ops work in a different way than traditional mortgages, a limited number of lenders offer “share loans”, and if you wish to refinance your loan, it can get even trickier. •…

The internship I embarked on this past semester was at my place of employment, Central Grocers, Inc., located in Joliet, Illinois. Central Grocers is structured as a retail cooperative, owned by the independent supermarket retailers that Central Grocers supplies. It is the seventh largest grocery cooperative in America and supplies over 20,000 products to more than 500 independent supermarket stores in the Midwest, meaning they have the second largest market share in the Chicago area market. In…

“Gather around kids! Now we are taking a field trip into the community to show what the community does for us, and what you all might like to consider as future jobs.” stated Ms. Flanagan as she instructed to her 3rd grade class. The kids gathered in to a bundle and loaded abroad the bus shoving and pushing anxiously awaiting to make the first stop, Monsters Incorporated. The bus drove along finally coming to a broad steel gate with the letters “MI” in great metal letters that hovered, casting a…

It is impossible to talk about workers cooperative without talking about the most successful execution of the model up until today; Mondragon. PHOTOS Established by Jose Maria Arizmendiarrieta, a Jesuit priest, Mondragon is a cooperative consisted of 147 smaller cooperatives, employing 80.000 workers in the Basque country in Spain. Jose Arizmendi, alongside many priest in Basque, sided with the commons against the fascists regime who came to power in Spain after overthrowing an elected…

The purpose of the lesson plans is twofold. First, the lesson plans will give the educator a good start at putting together a fitness unit using cooperative learning groups. Second, the lesson plan will include need to include the concepts that the participant has learned during the workshop. These lesson plans will be shared and discussed in cooperative learning groups that I form with the participants in the workshop. Each participant will be given a scoring rubric to make sure that all…

American Dream of suburban living, with the male breadwinner leaving the home in his car and the wife staying at home to care for it and the children. As an alternative Hayden proposes cooperative living in which resources are held in common and men and women partake equally in work associated with the cooperative such as childcare and cooking. This would undermine the role of the traditional housewife and give women the opportunity to be in the workforce on more equal ground as well as…

Electric cooperatives, like Se-Ma-No, provide electricity to many people across the country. In the late 1930s, President Franklin D. Roosevelt, enacted the Rural Electrification Administration to give citizens in rural areas the opportunities that electricity and power provide. This was at the time of the New Deal when the government believed enacting many groups and jobs would help improve the life of many Americans, including farmers. The REA represented hundreds of those smaller cooperatives…

mobilize and carry the information encoded in deoxyribonucleic acid molecules. Bacteria have social characteristic, which provides bacteria to evolve in fluctuating environment using cooperative and non-cooperative behaviour. The reliability in communication can be achieved through optimizing the cooperative and non-cooperative behaviour of bacteria. Bacteria’s are capable of self-motion, through chemo taxis process bacteria will able to reach…

Quality Management System Initiatives:- The initiation of Total quality Management (TQM) was done way back in 1994 ,to work with the well-known quality management initiatives which have proven to be effective elsewhere to create a culture of transparency ,openness and leadership in the organization .Realizing that with emerging competition ,doing business would become more exciting yet extremely competitive which would require at time not only a whole set of new…

I. Landscape and Location The Blackmore series is a frigid Typic Argiustolls which is of the Mollisol order (National Cooperative Soil Survey 2000). It is found only within the Gallatin County of southwest Montana. Blackmore soils are not very prevalent within southwestern Montana. The exact location of the Blackmore soil type is found specifically 1100 feet south and 1800 feet west of the northeast corner of section 27, T. 2S., R.6E. This area has an elevation of 4,800 to 5,500 feet. This…