Cybercriminals conduct attack on HVAC systems. Criminals penetrated Target’s point of sale network and installed malware on terminals. Date 2: November 27, 2013 (12 days after Date 1) – Cybercriminals begin stealing information from 40 million debit/credit cards from Target’s systems. *Last known attack from cyber criminals* Date 3: November 30, 2013 (15 days after Date 1) – Target acknowledges publicly that FireEye had been giving more alerts but local teams deemed that no action had to be…
Whether you love going grocery shopping or it is something you dread, doing an end-of-trip review after going shopping can help you to save money. Before you leave your house, grab a notebook and pen. If you prefer, you can also take notes on your cell phone. As you go through the store, write down the brands and cost of the items you are buying. To make it easier to compare the cost with the same item in another store, record the cost in ounces, pounds, or another way, which will allow you to…
We recently debuted a new Visa credit card that provides 1.5% cash back on all purchases or 2% cash back if the member has a monthly direct deposit totaling at least $500. (Founder's Card, n.d.) This offering was very clearly advertised to the current membership prior to debuting and was received with great fanfare. Moreover, the offering has generated a lot of…
The team has been working on claims for five years on all kinds of disputes within ACH claims, however, there are currently no greater offers and special treatment to long term relationship customers and high dollars claim. The target market for new product- called Preferred ACH claims- is to focus on high-value customers. After analyzing the claims processing in daily basic, high-value customers seem do not have greater benefits than regular customer accounts. To fill the needs for those…
because of a credit card? Do you ever find yourself thinking that the credit card is evil or out to get you? Why have one then? Because you can pay for things online or over the telephone with a credit card, but guess what, you can do all those things with a debit card. A huge target for credit cards are teens, because they don't know how to really deal with money, and that's when a lot of mistakes happen. If credit cards are so bad, why do people use them? Then again credit cards are good…
Whenever you apply for any type of credit, banks will check your credit score to make sure that you pay your debts in time. It is essential for any type of credit such as credit cards or loans. However, credit score seems like a small three-digit number but it impacts greatly on your financial capability. This is why it is important to keep a record of your credit score every time you are planning to invest or looking for a credit. We have compiled a list of four important facts associated with…
Durable Power Of Attorney For Banking Transactions And Safe Deposit Box Access Durable Power Of Attorney For Banking Transactions And Safe Deposit Box Access is a legal instrument intended to grant powers to a representative to operate your bank accounts and access the content of the safe deposit box. The term Durable in the name of the power attorney indicates that this document does not have an expiration even when you are incapacitated to make your own decisions. Therefore, appoint a…
Once you recognize that you have a substance abuse problem, the next step is becoming sober. Figuring out how to pay for rehab is a common problem for addicts. You know that you need treatment, but you have to find a way to pay for it. While drug rehab centers can be expensive, there are payment options and grants available that can help. How to Pay for Rehab With Savings and Assets The most straightforward way to pay for rehab is through your savings account. While you may be concerned…
Introduction: For the final stock analysis project, I selected American Express Company (AEX) because the stock prices of this enterprise were increasing significantly since I started to monitor it. For this class project, I had to monitor the stock prices three continues weeks. Among many stocks, I decided to look at the financial industry because it is a unique industry with high revenues and high returns. Also, I am currently a consumer of the American Express and I like their customer…
Case Activities 2 Negotiability In this case, Cory Babcock and Honest Air Conditioning & Heating purchased a new 2001 Chevrolet Corvette in September 2001 from Cox Chevrolet in Sarasota, Florida. The retail installment sales contract (RISC) stated that there were required monthly payments to be made until the balance of $52,516.20 was paid in full. There were other conditions imposed by RISC on the buyers and seller with respect to the payment for and handling of the Corvette. Cox then…