Commodity money

husband and I decided to take control of our current financial state and work toward our future financial goal. Our financial goals include short-term goals like paying off our credit cards debt and stop using them. Our long-term goals are to save money to buy a house and invest more in the retirement saving account. But, in order to reach these goals, my husband and I need to control our finances and start following these six steps. The first step, we tried to know our net worth and took an…

Saving money; why? According to one of the Tend Principles of Economics, people face trade-off, what this means is that in order to gain something, you must give up something else. Saving money is not the exception to the rule, but certainly, it is something worth to analyze in order to understand the opportunity cost that normal people face when they save money. By comprehending the opportunity cost of saving money, it will be a lot easier to understand why it is important to save money and…

So listening to their suggestion is a waste of time. The administrators will only lose money from decreasing tuition, big corporations groups only look at their gaining. White supremacist will be the group of people who would say that it is just wrong or unintelligent to do a protest, also that how are people paying for it who already graduated…

500 Fastest-Growing Companies” to being completely out of business. The fall was swift and difficult for us, as it took several months for my husband to find a job; and that job was not on par with the one at his old company. Lenders were giving out money like candy. Radio and television commercials touted the ability to get the property (properties) of your dreams. Back-loaded mortgages offered unbelievably low interest rates and monthly payments to individuals and couples looking to buy real…

In 2008 a real estate and mortgage collapse occurred in the United States forcing many homeowners nationwide to face the sudden threat of foreclosure. Overall the nation experienced an economic decline that was hugely affected by this collapse. People were suddenly unable to manage the repayment terms on their homes and they were forced to foreclose or sell their homes for significantly less than what they had been worth at the time of purchase. This devastating occurrence could be blamed on a…

Part-time online businesses Online business have more flexible hours, although you will still have to deal with people on occasion, or at least in a more limited fashion. Sell stuff on Facebook/ Craigslist/ ebay/ Amazon If you have stuff lying around that you don 't use you always sell it for a few extra bucks. But if you really want to make a go of this you can flip items you find at Goodwill or yard sales to turn it into an actual business. You can even take it step further and sell items…

Whereas I am still working on my long term goal, short term I have succeeded many times. I am debt free as of today and I only have to pay off two more semesters. I have a job where I make a lot of money – to pay for school. I earned my associates degree last year for Business. Lastly I am also taking extra summer courses so that I can have a lighter semester for my final major classes. Seventh, build on change. The longer I continue doing what I…

Wow! Rent to Own! It gives the family that has lost their home to foreclosure a second chance to regroup, re-establish credit and potentially take advantage of today 's real estate market, while putting those significant lessons learned into practice. First of all, it 's hard to say that folks in this category have checkered pasts. Sometimes, job loss, illness or other catastrophic event scan thrust families with decades of good financial records into the most dire of circumstances. Savvy…

month. Motivation gets you started, but habit keeps you going. Don 't try to implement all these things at the same time. The reason why I talked about different aspects of living is that all of those affect the way you think about and spend your money. Others can give you tips such as checking your monthly expenses or budgeting but these won 't have the same effect as changing your philosophy about life, and building useful habits and…

Raising minimum wage will have way more than the average million people begging on the streets for money trying to at least have one meal per day. No one is looking at the cons, that would happen with just the extra 5 dollars that still won’t even get them that far. Minimum wage should stay the same because it would cost a million people their jobs, the people working them are not fully educated and it will only increase inflation. When times get tough raising non high school graduates paycheck…