Commodity money

things I have learned from the Dave Ramsey videos is that you should not use credit cards. You should always save up for things and pay for them in cash, like cars and other big purchases. By doing this, it can help you stay out of debt and save up money for things in the future. Although many people will tell you differently, you do not need a fico score for anything. Some people will say that you need it for…

do not really know how much student loan debt really affects you in life. Nobody really goes into detail and explains everything with student loans. Indiana University decided to make a team to help with this problem. They created the Money Smarts Team. The Money Smarts Team consists of students that are very well educated. These students provide financial counselling to other students. The article “Student Loan Debt 101 at Indiana University” states that the class is about basic everyday…

Should college athletes be paid? People believe that college athletes should be compensated for their time they give up. Many people believe that college athletes should be paid a small amount of money for the luxuries they desire for many reasons. A few of the reasons athletes should be compensated are that they do not have time to get a job if they wanted to, they are the ones who bring in all the revenue to the colleges, and it would create a sense of financial awareness for others.…

problem is not affecting the companies of the credit card holder, who know exactly what their doing. The companies are just making money regardless, because of how many people they have in the system.. The problem is where the aggressive card holder attack the student to get them to have a credit card. Mainly attack the young one such as “freshman” who already know they need money and this would be a valuable asset to them. The tactics they use to draw them in for a card, would be to offered “…

When your best mate is getting married you will usually be the person to organise a bucks night. But what can you do? There are many bucks night ideas and what you choose will depend on the person involved. However, don't limit your ideas to just one night; you can choose a day and night or even a whole weekend if it seems appropriate. This will give you a whole host of ideas to incorporate into the celebration. For instance, you could hire a fishing charter boat and have the whole weekend away…

Why Eliminating the Penny Just Makes Cents It is an undeniable fact that pennies are a large part of our culture. In America, pennies in many forms, have been around since 1787. However, in today’s day and age, they are almost entirely useless. Pennies need to be eliminated- but it won’t happen overnight. It’s going to take time, effort, and a lot of education about what the one-cent piece is costing us. Once upon a time, long ago, pennies were very valuable. You could buy candy with just one…

as a way to save money, unless it was necessary to buy a certain brand. Per month, the Komorowski’s spend $150.00 on clothing, $300.00 on dental and medicare, $125.00 on special occasions, $100.00 on auto and home repairs, $150.00 on entertainment, $150.00 on household items, and $200.00 on education. Out of all the miscellaneous cost, the dental, medical, and auto/home repairs are the most important. At the end of the month, the Komorowski family has $632.19 left. All of the money goes into a…

Debt in America has gotten out-of-control and the blame is upon one other. Most people in America believe that if they live up to the standards of their peers around, they are fitting in and it increases their self-esteem. However, even given the chance to happiness in life with values people still have to deal with draw backs including debt and stress. There are 160 million people in America who have debt which is a lot comparing it to the 318.9 million people who live in the country based…

“In the high school ranks, players are just getting their feet wet in the world of boosters, gifts under the table or losing a game on purpose” (Monroe 46). Sports is definitely a game on and off the playing field or court. You have to take what you can get while the getting is good or you will be broke wondering what happened to your chance at being a star athlete (Fuller 86). Today’s athletes are pampered beyond belief and think they should be treated differently simply because they were given…

Housing affordability and the ability of individuals to acquire accessible, affordable and secure housing is an issue which has provoked many legal and non – legal responses aimed at addressing the issue. Legal responses to housing affordability have been highly effective and include the National Affordable Housing Agreement (NAHA) and the National Rental Affordability Scheme (NRAS), however, also lack in effectiveness to a smaller extent in certain aspects. On the other hand, non – legal…