Commodity money

goals. Last year I decided to make a significant financial decision because I wanted to pay off some credit cards debt that was charging me a significant amount of money on interest. I did not know how to get rid of the credit cards debt. However, I found out that I had equity in my house and decided to refinance it and take money out. This process was difficult because I did not want to lose my home for making a move that I could regret in the future.…

When is the right time to purchase a home? Buying a home is a huge financial decision and moment in your life. It’s the “American Dream” to own a home with a white picket fence but it can also become an American nightmare if you are not prepared. There are three major expenses that go in to buying and maintaining a home. Your on-going costs, closing cost and down payment. Your on-going costs are the the monthly mortgage payments along with the taxes, insurance and maintenance cost of the home.…

"Happy was the way we were meant to be" (McMahon, 2005). As simple and straightforward it might sound like, "happiness" is considerably one of the most debated and scandalous word that exists on the surface of Mother Earth. In the modern arena of this complicated world, filled with its convoluted individuals, defining happiness is a really breathtaking task. Surely, an extensive amount of regular people works every day like thirsty dogs to get a bit of markup in their salary which might allow…

Many people argue with the viewpoint on the despotism of Parliamentary Policies. Some argue that the British imperial policies towards America were set in place to rob Americans from their natural rights, basically enslaving them. Others argue that it was a convenient idea to justify rebellion for self-serving reasons. I believe that the parliamentary policies robbed Americans from their natural rights. The British policies were irrational for Americans giving them the right to start an American…

your loans will be forgiven. In some cases, only part of your loans will be forgiven if you meet all of the requirements. This may not be the full amount of your loans, but even half of this debt being forgiven is better than you having to pay the money yourself. You may not have been lucky enough to pay for college with grants and scholarships, but you are smart enough to avoid having to make loan payments for the next 20 years of your life. It is not fun paying any bill, but it must be done,…

There are many ways that “boomerang buyers” can take advantage of the current desirable real estate market. The actions that the “boomerang buyers” take after the foreclosure and leading up to buying another home is very important. Deciding to go “all in” on another mortgage is a challenging decision and the individual needs to make sure that they are financially stable before doing so. This is imperative for these “boomerang buyers” so another foreclosure would not be seen in the future. Being…

feelings of guilt or loss of confidence, there are a number of legal and financial matters to address. Begin by coming up with a plan to boost your income. Start searching and securing a new job (or a second job) can empower former homeowners with the money necessary to rebuild their finances and help restore confidence. One of the issues that will arise is the waiting period that are required by different leaders that may or may not help you get loans back after having a foreclosure on your…

that these colleges make large revenue off of these athletes’ talents these colleges are making millions of dollars a year in revenue and refuse to pay these athletes. The NCAA is a multi BILLION dollar industry and the people who help generate this money don’t receive a dime. If you really think about it this is the only business in the world that makes a profit but doesn’t pay their employers. The coaches…

Even if a potential buyer is ready to start renting, his or her credit score may not be. If the potential buyer has been renting an apartment since the foreclosure and loss of the home they were paying a mortgage on, then their credit score probably hasn 't gotten much better. In fact, the renter’s credit score probably dropped a bit lower. Renting an apartment does not help one’s credit score. In a perfect world, getting payments in on time would be enough to guarantee one’s ability to “rent to…

Ever thought of making money online from your artistic skills? Yes, it is possible. Online art jobs are working great for most artists across the globe. Do you want to try them out? Today, let’s talk about how many artists are going an extra mile from the traditional studio setting to make money online. Most artists usually spend most of their time in studio, doodling sketches and even coming up with masterpieces. Though, most of us, especially if you are still an upcoming artist, find it hard…