Churn rate

Sensible Insurance Company is a mid-sized insurance company whose core product is group term life. Group term life is a one-year rate guarantee contract with premium paid monthly. However, Mammoth Mart requested a three-year rate guarantee on the premium. Furthermore, it will pay the entire three years’ premium up-front based on its current workforce and salaries, with monthly adjustment based on the fluctuation to the covered salary amount. As you aware, addition of Mammoth Mart will almost…

The research objectives this research aims to accomplish are: 1. To determine the possible behavioural factors affecting the investment decisions of individual investors in Bursa Malaysia. 2. To determine the impact levels of behavioural factors on investment decisions of individual investors in Bursa Malaysia. To achieve the research objectives, research questions are raised. The analysis is done by answering these research questions: 1. What are the possible behavioural factors affecting the…

“Weekly Activity Summary” Flip chart Markers 10 minutes IV. Benefits of Personal Time Management What are some benefits of personal time management? Record responses on the flip chart. According to Gerard Blair, author of “Personal Time Management for Busy Managers,” personal time management is a tool that can provide you with the following benefits: 1. Eliminate waste. Better evaluate what is needed to do and nice to do. If you have too much on your plate, the nice thing to do might have…

“With increasing degree of calcification, the concentration of NaOH increases. The relationship between the concentration of NaOH and the factors in the calcified red mud liquor is given by three Equations (16–18): N_NaOH=1.29(N_1 m_1-N_2 (m_2-N_NaOH/1.29) (16) m2 = m1+m1N3 (17) r = 1000/m2…

the modifications of exposure to interest rate. Considering the business of GM has both sides of demand and supply, interest rate changes such as an increase may lead to increased borrowing costs on the part of the General Motors. Interest rates increases may also cause hiked auto loans on the part of consumers and this in turn causes a decreased demand. On the part of GM, this latter effect causes reduced sales revenues. Additionally, increased interest rate causes increased prices as charged…

be seen on the high rate of incoming foreigners and unemployment in Brunei. The high rate of unemployment and incoming foreigners have interrelationship. Government spend billions of dollar on education but leave the scholar unemployed after they graduate. With the jobs vacancies in both government and private sector, most of the jobs are given to non-local even though there is still a lot of unemployed educated and skill local. In a report, Brunei has the second highest rate of unemployed…

The newsvendor problem is a mathematical model which is used to determine the optimal stock under uncertainty. In the following, the newsvendor context under cost minimization will be introduced. Let h be the unit holding cost respectively the unit overage cost (as we regard the pure cost context) and b the unit penalty of not serving demand (or unit backorder cost) respectively the unit underage cost. Then, the target inventory B is equal to the mean demand µ plus safety stock SS. The safety…

This chapter discusses the findings and calculations from Chapter 3 and Chapter 4. These results help to answer research questions 1), 2), 3), and 4). In addition, the results of measuring legal central bank independence indexes from previous studies are used to contrast with ones from this research. Lessons from comparing the RBNZ’s model are generated, and they are to answer research question 5). The chapter is organised as follows: summary of key results, conclusion, and recommendations. 6.1…

Paragraph 1 (300 - 500 words) Compare and contrast the crystal structures and crystal chemistry of quartz, α-FePO4 and β-FePO4 To compare quartz, α-FePO4 and β-FePO4, it is essential to look at their crystal structures and crystal chemistry. This can be done by observing their three-dimensional structures as well as their reactions to various degrees of temperature. This particular research takes a look at the structure of FePO4 between temperatures of 294K to 1073K. At lower temperatures,…

What is Kisan Vikas Patra? Kisan Vikas Patra (KVP) is a saving certificate scheme that was launched in 1988 by India Post. It is a small saving scheme that focuses on doubling the money of investors in a period of 112 months or 9 years and 4 months. Withdrawal and Re-Introduction The scheme was quite successful in the earlier years but was closed after the intervention of the Indian Government in 2011. The closure happened after the Government of India set up a committee to determine the…