Four months into her job as CEO of the third-largest private bank, Shikha Sharma has effected a series of organizational changes in Axis Bank. The bank has now realigned its business into four strategic business units (SBU). The four new SBUs of the bank now are retail banking, SME and agriculture, corporate banking, non-banking retail subsidiaries and corporate centre. Earlier, the bank had a vertical structure with executive directors in charge of retail, corporate banking, mid-corporate and…
INTROUCTION Asset liability management: It is the management of assets and liabilities in such a way that the net earnings from interest is maximized and minimizing the overall risk associated with it. So it is a tool that helps bank to take business decisions in a known window with the view of the risk that the bank is associated with. Portfolio management: Portfolio is a combination of financial instruments like bonds, common stocks, banknotes, debentures and other instruments. The process of…
TTL concern : How much revenue the company has to generate to be able to finance itself (to survive) after TTL invested capital to Gaussin? Gaussin Introduction : Gaussin Business Model Gaussin has different activities. Gaussin has been on the port activities since 1970s (the containerized boom). Gaussin went public seven years ago to finance the new business model. The idea is to make a differentiation by not focusing on volume but more focus on the differentiation by offering better…
the scheme that has drawn the attention. Experts are still figuring out the monthly average balance that helps banks meet the costs. Besides that, LIC is still in process of structuring 30,000 life cover to be offered under the scheme after finance ministry asked it for the details. The life policy is to be issued only to few people(2-3 crore) because of the following reasons • Those who come under the age of 18 -59 can avail the life policy offered by LIC under the scheme • It is open for…
family. It is why both Pyramid and Ponzi schemes defraud clusters of people who knows each other for example all the people who are members of a country club may be victims of the same Ponzi scheme at the same time. In conclusion the trust in the finance industry, economic climate, failure of regulatory bodies and biological barriers like trusting of family and in-groups needs to be taken into account before solely blaming the investor which has been defrauded in a Ponzi scheme. Investopedia.…
Is Cordlife A Potential High Growth Company? Cordlife Group Limited (P8A.SI) Target Price: $1.03 Last Closed Price: $1.20 Source: Yahoo Finance (Sep 9,2016) Summary - Change of Chief Executive Officer - Financials giving off mixed signals. - Positive Market Trends with high grow potential, increasing birth rates and regional business expansions - Abundance of possibilities for revenue growth 1. What Business Cordlife Group (P8A.SI) Is In A consumer healthcare company founded in Singapore…
investment in around 4 years. This may seem long, but we also factored in that our projections were extremely conservative and included no sales growth and no increased capacity. Most likely, Monforte will be able to break even sooner. Outside of the finances, the affinage option provides great opportunity to vertically integrate into the supply chains of other cheese producers, acting as a storer of…
2.2. PESTLE ANALYSIS 2.2.1. POLITICAL FACTORS Life insurance industry is affected by many political factors. In political sphere, hike in FDI limit up to 49 percent but, the Parliamentary Standing Committee on Finance has rejected foreign direct investment (FDI) to 49 per cent, in the Insurance Laws Bill (Amendment) 2008 (News, 2011). Increase in FDI limit attracts foreign investors and provide fund for penetrate in market. Insurance companies need capital to expand and penetrate their…
Punjab National Bank Introduction Punjab National Bank shortly referred to as PNB is an Indian commercial services company that has its base in New Delhi, the capital city of India. It was founded in the year 1894, the bank has more than 5,800 branch offices and more than 6,000 ATM centers spread over nearly 764 towns. The bank aids more than 80 million customers. Punjab National Bank is one amongst the Big Four banks of the Indian banks along with ICICI Bank, State Bank of India, and Bank of…
After pronouncing judgment in Ghasi Ram on February 7, 1968, Hidayatullah, J., decided Om Prabha Jain v. Abnash Chand on the same day dealing with the same issue, i.e., whether making of discretionary grant by a Minister on the eve of election amounts to bribery or not. Applying the test laid down in Ghasi Ram, i.e., "that a Minister in the discharge of his duties may be required to do some acts of administration including the granting of money for the uplift of a certain communities and this…