Business insurance

    Page 3 of 50 - About 500 Essays
  • The Meteoric Rise Of The Sharing Economy: Airbnb And Uber

    their Host/driver partner’s with the following cover; • Airbnb’s Host Protection Insurance programme provides primary liability coverage for up to $1 million per occurrence in the event of third party claims of bodily injury or property damage. • Uber ridesharing driver-partners in Australia protected by at least AUD$20,000,000 contingent coverage for bodily injury and property damage to third parties by CGU Insurance Limited. In addition Uber requires all uberX ridesharing driver-partners to…

    Words: 1331 - Pages: 5
  • Advertising Exposure Case Study

    With that being said, are there enough qualified personnel in every branch to make informed risk management and insurance decisions? Our solution consists of all insurance decisions be made collectively by all higher-level executives. One agent/consultant group should be hired to save fees and with correct hire, that agent/consultant will have enough resources to provide all adequate insurance coverage. Consolidation created one premium payment, one broker that knows the company inside and out,…

    Words: 1261 - Pages: 5
  • Banker's Life Case Study

    when analyzing the email, online content, and phone systems. Bankers Life & Casualty is an insurance company subsidiary division of CNO Financial. The mission statement for CNO Financial states their goal is for “Providing financial security for the life, health, and retirement needs of Middle America” (CNO Financial Group, n.d.). However, Bankers Life offers a broad selection of life and health insurance products designed especially for Americans who are near or in retirement. As they have…

    Words: 1975 - Pages: 8
  • Advantages And Limitations Of The Reinsurance Contract

    this, the courts have developed rules that have to be met, so as to ensure that only appropriate and applicable terms are incorporated into reinsurance contracts. As explained by Thomas (2015, p. 46), “In HIH Casualty & General Insurance Ltd v New Hampshire Insurance Co [2001] 1 Lloyd’s Rep IR 224, the judge at first instance set out various tests that had to be satisfied before a term would be incorporated…

    Words: 1236 - Pages: 5
  • The Importance Of Floods In Business

    The first peril explicitly cited at the beginning of the article is a flood. As this risk is due to natural disaster, this would be classified as a static risk. Indeed, this is a risk that is not affected by the business environment, and that remain constant over time. As explained in the article, the probability that a 100-year event occurs 2 times in a row is small but not inexistent. In fact the probability that such an event occur is 1 over 100. However, it remains 1 over 100 the next year,…

    Words: 1034 - Pages: 5
  • Swot Analysis Of State Farm Insurance

    Strengths State Farm insurance is a well-known insurance company that has been around for nearly a decade. Many insurances companies have a limited life and cannot adapt to the rapidly high demanded market within the financial service industry. For a company to last as long as State Farm and with as much success is the result of many strengths. State Farms services almost seem endless when it comes to what policy holders can insure. People enjoy having options when possible and that’s…

    Words: 1078 - Pages: 5
  • Case Study Of CNO Financial

    Current Situation Current Performance Bankers Life and Casualty, Washington National, and Colonial Penn insurance companies are the main branches operating beneath the umbrella company of CNO Financial. CNO Financial displays a superior performance in sales in 2015 as compared to 2014 per a CNO Financial Group press release. Furthermore, company reported revenue of $3.8 billion was an improvement from the previous year growth while having an 11% operating earnings increase (CNO Financial…

    Words: 817 - Pages: 4
  • Acceptable Driving Record Per Company Policy

    transportation. In turn, you are entrusted to use good judgment and have a complete understanding of the responsibilities involved, both of which are necessary to continue to drive a company provided vehicle on company business. Any driver of a company vehicle (or driving on company business in any manner) must meet the following requirements: ■ Possess a valid driver’s license ■ Maintain an acceptable driving record per company policy ■ Follow the guidelines stated in this policy at all…

    Words: 1875 - Pages: 8
  • Allstate Insurance Ad Analysis

    Allstate Insurance Company. This humorous ad presents equal parts of pathos, ethos, and logos from Aristotle’s Theory of Persuasion. It contains a curious blend of emotion, ranging from excitement to fear, all while keeping the viewer entertained. The company is one of the nation’s leading insurers, in addition to donating over $34 million to local communities. With its specific advertising style, the ad makes a good point: when the viewer is faced with making the decision of choosing an…

    Words: 756 - Pages: 4
  • Essay On Moral Hazard

    Moral Hazard can be easily defined as an individual or business will be more likely to take risks because the negative consequences of the risky behavior will be felt by another individual or business (Hill). For example an individual who gets their automobile insured might start speeding or other reckless driving behavior. That same person might let their insurance lapse and will continue to start driving safe once again. However, the insurance companies have already figured people will engage…

    Words: 733 - Pages: 3
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