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Credit cards have been used in the United States since the early 1920’s, today they are used worldwide and are part of our everyday life. Credit cards allow people to carry around large amounts of money without actually having the bills on them, these cards allow us to quickly access our money and buy things we want and need. . The effect of credit cards on the economy is very complex, it has a positive and negative outcome. The financial stability of the economy depends on us as consumers,…

Resources and capabilities are the building squares of a company. Highly focused organisations in this way use a lot of assets to create their capabilities. Business Objectives: Organizations, in the same way as Tesco, that appreciate long haul achievement, are centered organizations. They have a core vision that remains constant while the business strategies and practices continuously adapt to a changing world. Tesco’s bussiness strategies and practices are given as follows: 1) To recognize…

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establishments, but all the points are worth the same. Like many competitors, points can be redeemed for gift certificates to restaurants, theaters, and many other establishments. The amount points earned is clear because it is displayed on the credit card statement monthly, and can be looked up on an on-line account. What the points can be redeemed for is not entirely clear. American Express gives examples of items that can be earned with the points, but doesn't connect any actual value to…

governments and economic powerhouses that are “too big to fail." Everything in economics is fueled by many factors such as supply and demand, market conditions, inflation rates and other key performance indicators. Any business or investment can fail, and any individual or business could need ready cash to survive during the downturn. That 's why capping interest rates for the payday lending industry is so disingenuous and dangerous. During catastrophes -- which are often engineered by investor…

customer service strategy 1.1 Analysis of customer needs Defining Information Information is something how to convey accurate information and managed for a purpose, interpreted data and information is meaningful for context. Main types of Information in Business - Strategic information; needed for long range planning and directions, especially this type for help senior managers. Yearly and monthly production quotas and alternate schedules; Policies on machine replacement, augmentation, and…

One advantage is authenticity. Usually in the case of e-businesses, customers may decide not to purchase from a site due to a fear in the sites lack of security measures to protect their personal information. Customers fear giving up their credit card information and other data in fear of it getting into the wrong hands. However, customers are more willing to trust a physical brick-and-mortar location. Having a place those customers can walk into and see the legitimacy of the company’s…

customers, provide loans that help the community flourish, and have their officers are on site. When living in a small town, everybody knows each other. While this may be bad in some aspects, this is a good thing when it comes to banking. As with any business, banks have their regular customers, and because of this employees are able to develop lifelong relationships with them. People are more than just customers, and when one walks into…

There is a misunderstanding about Marketing. This class has help me clearly understand the field of Marketing. I learned the primary function of Marketing is Product, Place, Price and Promotion. If I explain marketing I would say, Marketing is a smorgasbord, entailing a number of ingredients. Marketing is many facets involved and is operated by a number of people. This course was a new experience for me, so I tried listening closely to the instructor. Ms. Wallace made learning fun, and…

Communication Styles When doing business in Uruguay the businessmen and women prefer to stand close to each other. They see this as a more personal relationship. This can also be expressed through being direct, staying close to business partners and touching such as shaking of hands, touching the arm or hugging. If someone doing business with individuals of Uruguay and they were to stand back more than a couple feet, it would be considered rude and disrespectful. When it comes to conversing in…