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    bills. But since the Federal Reserve Chairman Alan Greenspan lowered the interest rates to only 1% to keep the economics “strong” and because 1% is a very very low-interest return so that led the investors to say No to it. However, the banks and brokers commonly knowns as Wall Streets, they took advantage of it and borrowed money from the Fed for only 1% interest with cheap credits this made borrowing money easy for banks. That is to say, banks decided that virtually anyone could qualify for a…

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    was an investment firm, specializing in commercial bridge loans, founded by Nicholas Cosmo in 2003. On the surface Agape, similar to other fraudulent companies, seemed quite legitimate. The company claimed to broker short term bridge loans for commercial real estate developers who were willing to pay above market return to investors. By definition, a bridge loan is a short-term loan that is used until a person or company secures permanent financing or removes…

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    Future Truck Driving

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    The future of truck driving will be driven by efficiency. Economically, the inefficiencies are related to scheduling/brokerage, energy consumption, and humans as a driver themselves. According to TechCrunch, “Shippers, brokers, and carriers all suffer from an extreme lack of modern technology. The entire industry is run on an archaic 15-year-old software, almost no data is captures, none of the software systems can communicate with each other.” It also noted that two-thirds of shippers don’t use…

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    Slave Labor Case Study

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    workers themselves and instead turned to so-called labor brokers. These labor brokers charged migrants exorbitant, often illegally high fees in exchange for jobs…Suppliers would open bank accounts into which the workers deposited their paychecks, so that fees for labor brokers could be automatically deducted. Workers’ movements were also restricted through the confiscation of passports. The recruitment and hiring process used by many labor brokers can create a cycle of fear and debt that leaves…

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    Paid surrogate motherhood has become a subject undergoing intense research and scrutiny in recent years because of multiple cases, including baby M and many others. It raises a moral question: is this practice equivalent to selling babies? The answer is unclear and the arguments made for it often lead to a “slippery slope.” In attempting to answer this question I will argue that paid surrogacy should be legal in certain circumstances and under regulation. To start I will defend paid surrogacy,…

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    Maybe you are one of the many people who want to get their car insurance quotes the quick and easy way. Well, who would turn down such an offer? If this is the case, there is a way you can get quotes quickly and get on with doing more important things while waiting for the insurers to get back to you but you won't have to wait long as there are people who have gotten quotes on their new cars in as little as 10 to 15 minutes! Now, you might be asking yourself, "Where on earth did these people…

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    The primary locations in Crime and Punishment are made realistic by immersing the reader in details and the direction of the story at the same time. The Hay Market is one example where the mood of the story is captured and is described on page 9 as working “painfully on the young man’s nerves”. It describes the smells as an “insufferable stench” and filled with “drunken men”. The reader’s observations match with the emotions that should be felt throughout the story such as descending into a…

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    What are Shares Shares and stock are the same thing and when you buy a certain amount of shares, you own a proportion of the company making you a shareholder. As the value of a company’s shares go up and down, the value of the shareholders investments so too. Usually you invest in the company because they offer a capital growth. Purpose of Shares Main reason to buy shares it to gain an income from the money the company makes but you do have to pay a certain amount to the company and may lose…

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    an investment bank is to bring them together and make them satisfied for there respective wants. Brokers and dealers are one of the examples. A broker is who asks to pay commission fee for him or her, but there is no risk for him or her because the broker dose not get involved in the contract or transaction. On the other hand, dealer is the part of trades as either a seller or buyer. Unlike brokers, dealers takes on risks. 3. When determining the real interest rate, what happens to businesses…

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    In 1751 William Hogarth engraved a black and white picture “Gin Lane”. His purpose for this picture was to expose the alcoholism that was happening in England’s cities towards the poverty-stricken crowd and to also support the Gin Act, “which limited the sale of cheap gin.”(320) “By the middle of the seventeenth century, gin had become one of the most destructive forces in urban England.”(320) Because gin was sold at basically pennies and formed cheaply it was easier for the poor to purchase.…

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