Bonds

Janus Henderson Enterprise Fund (JDMAX) is a major fund management business that strives towards a long-term growth of capital. The business is a merge between Henderson Group and Janus Capital Group. It is a Class C mutual fund. It has a minimum investment of $2,500.00 and has a five start overall rating from Morningstar. Each fund has different ways that the risks can be evaluated. One way that a risk can be evaluated is through beta. Beta describes how much the fund’s price moves in…

Stocks are pieces of a company that investors, called shareholders, buy that represent ownership on a small percentage of the corporation's earnings and assets. The percentage that a shareholder owns of a company is proportional to the amount of stocks they've bought and the total amount of stocks a corporation owns. Stocks are purchased and sold at stock markets all around the world. A stock market is where investors can buy, sell, and trade stocks. The largest in the world is the New York…

The success of an auto title loan depends on the borrower's ability to pay it back. The stability of the borrower's future also depends on the same since auto title loans are secured. The last thing anyone would be searching for is to a way to lose their vehicle. If an auto title loan goes in to default, having the vehicle repossessed is a possibility. In order to prevent this from happening, the borrower will need to understand what secured loans are and the types available to them. A secured…

The Overall Impact of WorldCom’s Violations WorldCom’s violations had an impact on so many things. First of all, in the summer of 2002, they were a leading carrier of internet traffic, and then they filed bankruptcy on July 21, 2002. This was the largest bankruptcy in the United States history at that time. WorldCom filed bankruptcy as a result of, accounting errors that totaled over $7 billion, which led to its demise. The demise of WorldCom had profound effects on an entire industry.…

Studying Stocks The stock market is a tricky thing. It is a great way to make a lot of money, or lose a lot of money. You just have to learn how to play your cards right. I tried my best, but ultimately lost a hefty amount of money. I spent time trying to find the best stocks so that way I could make a profit, but instead I learned that, you have to be diligent, and strategic for when you buy low and sell high for maximum profits. I decided to invest in five separate companies. The first…

The first I bought stocks form Version. The price was 48.57 per share and I bought 30 shares. The stocked was decreasing so I was hoping it would increase. The second stock I bought was Ford, I bought Ford because I have a Ford. The price I paid for Ford was 12.57 and is currently 11.47. I bought Starbucks because I like Starbucks. The price I paid was 55.19 and it has increased to 60.06. Microsoft Corporation original price was 64.07 and increased to 68.46. I bought this stock because it was a…

Although the Bank has an established process for compiling and reporting CRA data, which includes an industry-known system (CRAWiz), the spreadsheet used for collecting loan data does not always contain accurate information. Review of 25 CRA loans identified two loans with the following exceptions: (a) One loan was reported in the CRA data collection spreadsheet that the borrower's gross annual revenue ("GAR") was $76,865; however, the loan file indicated that it should be $74,865. (b)…

My Story The career I desire to pursue in the future is the personal financial advisor. I like Math and solving the problem since I was in the high school. Fortunately, these subjects are the fundamental of financial. Nowadays, many people can’t or prefer not to understand their finances. Thus, I want to help them make the decisions and increase the profit for them. Career Information Day by day, the personal financial advisor has many duties such as meeting with clients in person to…

Option 1: Community First Credit Union provides an unsecured personal loan that is suitable for my friend. This credit union has the second-lowest advertised rate out of the three short-listed loans I have chosen. This is a positive aspect as this means that only 6.12% of the total amount will be charged yearly as interest. Although, Community First has an application fee of $195 to acquire a loan but there are no other costs that other money lenders charge such as upfront, documentation,…

The root of our problem is originated at the point when Reagan deregulated the banks. Reagan had entered office in 1981. During the year of 1982 he had signed the Garn–St. Germain Depository Institutions Act of 1982. Before this act had taken place there was a ceiling on interest rates that the banks could not pass. These interest rates were the profit margins for banks and this was how they were making their money. This act also authorized banks to have the ability to make commercial loans and…