Bond University

The Indianapolis Local Improvement Bond Bank was formed in 1985 as a corporation specializing in the distribution of municipal bonds. As the largest municipal bond bank in the country, the Bond Bank buys, repackages, sells, and manages debt for the City and fourteen other municipal agencies, called Qualifies Entities (QEs). This process grants better access to capital markets and helps lower the cost of borrowing for QEs. The Bond Bank tailors the debt process to meet the QE’s needs and produce…

equity financing and third party financing. The sources of finance are defined as the venues for obtaining funds that come from outside an organization. External sources of finance might include taking on new business partners or issuing equity or bonds to create long term obligation, or commercial paper to take on shorter term debt. (Businessdictionary.com, 2015). Scribd, (2015). Stated that depending on the amount of capital required and the term for which it is needed. Without cash, the…

Adulthood. A point in which everyone's lives will reach. Everyone dreams of that point in their lives where everything is supposed to fall exactly into place. That it would set them up for whatever they want to do. However, it is not always the same way for some. For example, for others, one may have reach adulthood when one's financial status is acceptable. When it comes to one's financial status, there are a few general standards that people would need to follow. For example, handling one's…

Comparing Co-Ops and Traditional Mortgages It is no secret that cooperative mortgages, known as co-ops, are far different than traditional mortgages. Commonly referred to as a “share loan”, co-ops are not individual loans for the right to own a property, but the loans give you the right to own a share in the co-op. Since co-ops work in a different way than traditional mortgages, a limited number of lenders offer “share loans”, and if you wish to refinance your loan, it can get even trickier. •…

What is the "big fleece?" No, it's not an oversized blanket you wrap yourself in when it's cold. The big fleece is a term many in the financial world use when they're talking about the pundits and experts in the equity markets who continuously promote "buy and hold" investments for the long-term in your 401k, 403b, IRA and other retirement savings accounts. They fancy the notion that governments can continue to spend their way to prosperity, so deficits don't matter, as long as they create…

TABLE SHOWING MEAN DAILY MAXIMUM AND MINIMUM TEMPERATURES AND HUMIDITY FOR THE CITY OF KOLHAPUR. Jan. Feb. Mar. Apr. May. June. July. Aug. Sept. Oct. Nov Dec. Annual Highest Lowest. Mean daily Maximum temperature (°F) 86.9 89.9 96.4 98.7 94.9 86.1 79.4 79.3 82.9 86.4 86.6 85.8 87.8 107 48 Mean daily Minimum temperature (°F) 58.5 60.6 65.7 70.5 72.2 71.7 70.0 69.5 68.8 68 61.3 58.2 66.3 Mean Temperature 72.7 75.3 81.1 84.6 83.5 78.9 74.7 74.4 75.9 77.2 74.0 72.0 77.1 Mean Range 28.4 29.3…

concerning securities being offered for public sale in interstate and foreign commerce. It also prohibited deceit, misrepresentations, and to prevent fraud in the sale of securities. There were a number of items considered securities such as stocks, bonds, notes, debentures, warrants, voting trust certificates, subscriptions, rights to oil, gas and minerals, and limited partnership interest. According to Jennings 2015, “the U. S. Supreme Court defined a security as a contract, transaction,…

Good Morning Class. Now before the young man in the red shirt in the third row completely dozes off, let me explain why I’m here. We experience a parallel reality to fantasy football in our daily lives with the Stock Market. A lot of us tend to be afraid of investing due to the uncertainty and unpredictability of stocks, however we dive right into the world of Fantasy sports and it is here that we actually find that it isn’t all that different than investing in stocks. Let me break it down…

Countrywide was founded in 1969 by Angelo Mozilo, and was extremely successfully until the housing crisis in 2007 with a resulting nationwide banking crisis due to subprime mortgage lending practices. Consequently, the company was purchased by Bank of America for pennies on the dollar not only for Countrywide to remove them from the financial crisis, but to escape potential penalties to due fraudulent practices (Ferrell, Fraedrich, Ferrell, 2015). Many accusations regarding Countrywide’s…

I went into the stock market project with a minimal understanding of the real stock market. When asked to choose which five stocks to invest in, I was lost. I eventually started to realize that I should choose stocks that may be popular in the upcoming months. The stocks I chose were Nike, the Hershey Company, Transunion. Microsoft Corporation, and Costco Wholesale Corporation. I had a reason for choosing almost all the stocks I did. I chose Nike because as the spring season came along, I…