Bond University

Traveling is an expensive task and that is one major deterrent for many young adults, because they don’t have the money in college, and right after they graduate. The opportunity that St. Norbert provides through their study abroad program, is amazing, to put it simply. They offer the chance to study almost anywhere in the world for the same price as tuition. Along with that, Bond University will help me advance professionally and academically as well because of the classes that I will take while I’m there, but also the experience that I will gain from living in a different country. I plan on fulfilling 4 of my psychology minor requirements while I am abroad. This is an amazing opportunity, because psychology, put simply, is the study of people. Being able to study psychology in a different country will allow me to have a completely blank slate in my study. I will have no previously depositions about the style and culture of the people there. I can start completely fresh and learn in a completely different way. I am most excited about the opportunity to take cross-cultural psychology while I am at Bond University, because that class talks about cultures affect human behavior, and learning about different cultures, while I…

During the early 20th century general business conditions were favorable so this lead bonds to increase. What this caused was the higher prices for the bonds, but in return, this lowered the yields of the bonds. Then the Great Depression hit, in the early 1930’s. This caused businesses to go out of business, as there was a loss of profit. This also cause the yield of bonds to be depressed and the bonds cost even more during this time. In the 1970’s, we began to see inflation. With the…

Credit ratings are crucial for schools looking to borrow money for capital improvements and maintain positive cash flow. The article NMSU’s bond rating lowered, describes the financial status of the New Mexico State University. Standard & Poor’s Services is one of three major credit agencies. They issued the credit rating downgrade from AA to AA- with a stable outlook. The downgrade impacts the university both internally and externally. The rating is important to capital projects that the…

Scenario: Suppose you are a second semester sophomore at a public university. Every summer you work part time as a lifeguard and a waitress. Each job pays minimum, but working 38 hours a week has double your income. By the end of the summer you have earned $4,500. After paying expenses such as car insurance, school supplies, luxury goods, and hiding away some cash for the school year, final ending amount of is $3,000. After spending the summer researching various stocks, mutual bonds, and ETA’s…

Price of Bond)┤)^(1/(Years to Maturity))-1 a) r =├ ( $1000/$800┤)^(1/1)-1= 0.25 = 25% b) r =├ ( $100/$950┤)^(1/1)-1= 0.053 = 5.3% c) r =├ ( $1000/$1000┤)^(1/1)-1=0 = 0% The yield to maturity may change over the years depending on the changes in the overall demand for bonds in the market. If the investors become more willing to hold bonds due to economic uncertainty, then the bond prices will rise which will reduce the yield (Ross, 2016). In this case, when the price of bond increases from $800…

regarding holding period of different types of investment securities. Interest Bearing Securities: An interest-bearing instrument is a claim against the issuer of the loan. The yield is usually the interest rate paid to the owner of the security. There are different kinds of interest-bearing instruments, depending on the issuer of the instrument, the collateral the issuer has for the loan, its maturity and the details of how and when interest is to be paid. The interest (coupon) is normally…

Statement Analysis Trident University Kenosha D. Coston Module 1 Case Assignment Conducting Financial Ratio Analysis? FIN 501 Strategic Corporation Finance Dr. William L. Anderson 2 May 2016 Introduction It is essential to evaluate long-term projects by comparing cash flows accruing at different points in time. The present and future value concept converts streams of cash flow to a common point in time to support investment appraisal; this enables comparison of costs and…

These characteristics are found in (indeed make for) a well-developed financial market. 3. Securitization leads to disintermediation; that is, securitization provides a means for market participants to bypass intermediaries. For example, mortgage-backed securities channel funds to the housing market without requiring that banks or thrift institutions make loans from their own portfolios. As securitization progresses, financial intermediaries must increase other activities such as providing…

TUI UNIVERSITY Module 3 Case MGT 599 Strategic Management Dr. Nanette Metz Executive Summary Kraft Foods is the second largest consumer packaged food and beverage company in the world with revenues of approximately $19B. After 110 years Kraft Foods has excelled as an organization and become a well recognized household name. Through the utilization of a SWOT analysis Kraft Foods has been able to determine internal and external threats and opportunities to help them…

In a conversation on the 6th of October with Ms Lloyd, she had informed me that the top investments banks may take on university graduates at an analyst level, however to become an associate or to progress further, a MBA can increase my chances of becoming employable (CISI, 2014a). This may cost in the range of £26,000-£57,000 (Lightfoot, 2013). Despite the preliminary financial burden, in my opinion, the starting costs may seem astronomical for a student such as myself; nevertheless the…