Bond market

As I was watching James Bond Series, I realized, do I know anything about the bonds? And then I admitted to myself that I do…technically yes!!! Bond: Bond is investing in an entity/asset for a fixed period of time and obtaining additional income through it, like interest. They are one of the perfect ways to increase time value of money. Time Value of Money: As and when the cost/ market value of a product increases the value of money decreases. But through investing money in the investment…

Bond Valuation Bond is one of the long term-liability. It is a type of debt or promissory note issued by the borrower that promising to pay its holder a predetermined and fixed amount of interest at fixed interval (6 months, 1 year) and pay the par value at maturity. Bond also is referred to as public debt because they can be traded in the public financial markets. Bonds can be classified in a variety of ways. There are unsecured and secured bonds. The unsecured bonds include debentures,…

2. Pull together the data: Often companies do track many nonfinancial measures so to avoid the redundancy of taking data they should take inventory of their database. The inventory should be flexible containing the information of various fields like customer service, purchasing, manufacturing control etc. It helps in eliminating vague definitions developing the organization as a whole. Sometimes, it does happen that the company lacks the necessary data for the articulating causal model. In that…

ESG scores for companies should be investigated. The improving or worsening development of ESG scores over time might affect public and investors perception over company performance. Last, research over market reaction following announcements of major ESG activities could unveil event-specific market movements connected with such announcements and…

Holly Hill issued a promissory note for the mortgage to Rogers and Blythe, a couple of months later Rogers and Blythe took out a loan from Charter Bank of Gainesville. In order for Rogers and Blythe to secure the loan they took out from Charter Bank they had to transfer the promissory note they had created with Holly Hill. Sometime later Rogers and Blythe defaulted on the loan. Charter Bank sued in order to recover on the Holly Hill’s promissory note. From that information the mortgage in…

My restaurant is in a competitive market, in order for my restaurant to attract customers and create a strong customer base and also to gain a large share of the market is to have a good quality control. Quality control I a process through which a business check and make sure that all the product and service quality is maintained and manufacturing errors are reduced. The main objective of quality control is to ensure that the business is achieving the standards it set for itself. The advantage…

Venture capital is where investors finance a small business or a start-up business. Venture capitals will only invest in companies that they think may succeed. Venture capitals face very high risks but if they finance a company, they generally make decisions about the company. Venture capitals may be individual investors or banks. Many companies choose venture capitals because they have a greater chance of getting financed through them than they would through private funding. Venture capitals…

The client wants to save money for her wedding and a down-payment on a small house in two years. In order to achieve her goal, investing GICs is the safest way. GIC is a very safe investment since the principal and interest rate are guaranteed and it has a higher interest than a saving account. This insures the safety of the client’s money invested and gives her a relative high interest at maturity. In addition, since the client wants to get married with her boyfriend in two years, investing 50%…

When it comes to your business, it’s all well and good to have a business name, market research and a business plan, but, what your business needs is some funding to get it going. Where are you going to get this funding? Business funding can come from an array of sources such as: Friends and Family Investors Business Loan Crowdsourcing Which one of these options is best for you? Read on to learn more about each one and how they can help you get your business doors open and stay afloat. Back to…

Retirement Plan Dr. Michael Walden’s Retirement Savings Procedure: Step 1: I am 21 years old and I plan of retiring at the age of 65. I believe I will be alive for 32 years in my retirement. Step 2: With the way things are looking I estimate that I will need $44,000 a year in retirement income. I plan on investing in retirement so I am going to use a 7% interest rate. Step 3: I am not going to include Social Security in my analysis because by the time I will retire I do not believe that…