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    Week 7-21 Insurance Law

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    INS 21 explained that insurance is a risk management tool how it protects individuals, families and organizations from loss. This protects the individuals, families and organizations by transferring the cost of loss to an insurer. The class explained the types of loss exposures for property, liability, and personal and personal loss. The purpose of insurance is to make the insured whole again. The class explained insurance as a business and the types of insures. There are private insurers:…

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    That is why it is essential for you to protect your assets. The best thing you can do to protect your assets is to get both a home warranty and homeowners insurance. It can be difficult to tell the difference between the two. Below is an explanation of the differences between home insurance and a home warranty: Home Insurance A home insurance policy that will cover damages that occur to your belongings and home due to fires, storms, theft and natural disasters. There are four areas that are…

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    have ever been in an accident, and the other driver was at fault, you may have had to make a claim under the uninsured motorist or underinsured motorist provisions of your auto insurance policy. These stipulations of your policy come into action when the at-fault driver either has no insurance coverage, or inadequate insurance coverage, to pay for the injuries or property damage that occurred during your accident. Keep reading below for more information on how to deal with these types of claims.…

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    Trauma Insurance to Reduce the Financial Trauma Have you been thinking of protecting yourself and your loved ones with an insurance policy? Most of us often think about insurance cover and financial protection but don’t act on it, as we often believe that nothing can go wrong with our family or us. Tragedies do not happen only to strangers. It can happen to our friends or neighbours, and to any one of us in general. Life has strange ways of popping both pleasant as well as unpleasant surprises…

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    Insurance adjusters portray an important role in the ever changing world of the automobile industry, as well as the many different other types of situations involving accidents. As more and more individuals venture out onto the public roadways, the unpredictability of the weather, and other general mishaps, the probability for accidents escalates. With that being said, insurance adjusters are steadily busy getting everybody back in their vehicles. Insurance adjusters assess claims that…

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    I have been very fortunate thus far in my college career to have had a lot of exposure to the world of my major. I have been able to talk to countless professionals in the insurance industry about possible jobs or positions that might interest me and fit my personality. After much thought I believe that underwriting is the career path that I am going to be getting into after graduating college. Since that is my choice, I decided it was a good idea to really look into what the day in the life of…

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    Essay On Home Insurance

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    Having the right home and or car insurance is more important than ever, in the world we live in today. Two of the most necessary forms of insurance that you will find are home and car insurance. They are also the most common form of insurance protection for that reason. In its most basic role, home insurance provides protection for our families and visitors as well. Homeowners insurance provides liability protection that insures you and your family. Home insurance will provide protection…

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    Strengths State Farm insurance is a well-known insurance company that has been around for nearly a decade. Many insurances companies have a limited life and cannot adapt to the rapidly high demanded market within the financial service industry. For a company to last as long as State Farm and with as much success is the result of many strengths. State Farms services almost seem endless when it comes to what policy holders can insure. People enjoy having options when possible and that’s…

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    Hazardous Waste Recycling

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    the reoccurrence of future hazardous site occurrence CERCLA should require risky operations and potentially risk operations to carry environmental insurance. It is a common misconception that environmental insurance and losses are related to only a few industries. However, both are far reaching across several industry lines. The environmental insurance market operates by assessing premiums in relation to known and perceived risks. When losses occur liability and remedial costs are handling…

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    and implications of Consumer-Directed Care (CDC) for disability care and services in Australia. This will be achieved through evaluation and critique of Consumer-Directed Care as a service innovation and brief examples from the National Disability Insurance Scheme (NDIS). The aim of the critical review will be to assess the strengths and limitations of consumer-directed care – especially in cases where an individual may not be considered able to make decisions about their own care as a result…

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